Property Claims Adjuster

Honeycomb Insurance•Midwest, WY

1d•$80,000 - $105,000•Hybrid

About The Position

Honeycomb is a rapidly growing global startup that is reshaping the future of insurance, specifically in the commercial real estate industry. The company is dual-headquartered in Chicago and Tel Aviv, with five offices across the U.S. Honeycomb has insured over $55B in assets and covers 60% of the U.S. population. The company is recognized for its innovation and strong company culture, being named a "Top 10 Best Start Up Companies to Work For" by Dun & Bradstreet and "Top 10 Startups" by LinkedIn.

Requirements

Independent Adjustor License in home state or a designated home state required, Texas or California Preferred
Previous experience in property claims handling required.
Strong understanding of property insurance policies, claims processes, and damage estimation.
Ability to accurately review claims documentation and identify inconsistencies or issues with the claim.
Excellent verbal and written communication skills, with the ability to explain complex insurance terminology and procedures to policyholders and vendors.
Strong problem-solving skills and the ability to analyze claims and make decisions based on the information provided.
Proficiency in claims management software, Microsoft Office, and other relevant technology tools for managing claims and estimating damages.
Ability to manage customer expectations and handle challenging situations with professionalism.

Nice To Haves

Bachelor’s degree preferred.
Experience handling commercial property claims involving Condominium Associations or Rentals is highly preferred.

Responsibilities

Manage and evaluate property insurance claims from an office environment.
Assess damages by reviewing photos, documentation, and estimates provided by policyholders or third-party vendors.
Analyze and process claims, determine coverage, review contracts and negotiate settlements according to policy guidelines and regulatory standards.
Examine photos, estimates, reports, contracts and other documentation submitted by policyholders, contractors, or field adjusters to assess damage and determine the extent of loss.
Analyze claims for accuracy and determine the cause of damage, ensuring compliance with policy terms and conditions.
Collaborate with vendors to estimate repair or replacement costs based on the damage reported.
Manage claims through the full lifecycle, from initial report to settlement, ensuring all required documentation is collected and all deadlines are met.
Communicate with policyholders, contractors, and service providers to negotiate fair settlements.
Act as a primary point of contact for policyholders, responding to questions, clarifying policy coverage, and resolving issues related to claims.
Document all communications, decisions, and actions taken throughout the claims process to ensure accurate claim files.
Follow company procedures, legal requirements, and industry regulations when processing claims, ensuring that all actions taken are in line with regulatory standards.
Ensure accurate interpretation of insurance policies, terms, and conditions while processing claims.