Sr. Product Manager

Visa•Foster City, CA

3d•$169,100 - $270,800•Hybrid

About The Position

Visa believes Agentic Commerce will fundamentally transform how consumers and businesses discover, decide, and transact. The Sr. Product Manager, Risk & Security (RAS) focused on Agentic Commerce Risk will help shape how Visa enables this future by driving our risk strategy and solution direction across agent-driven payment experiences. This leader is expected to have/develop a deep understanding of the evolving agentic commerce ecosystem, inside and outside Visa, and define how fraud, abuse, and trust challenges emerge when AI agents participate in commerce. They will lead RAS thinking on risk posture, narratives, and solution strategies, partnering closely with the Agentic Commerce and multiple RAS product teams to drive clear, actionable outcomes. Working across cross-functional teams including Agentic Commerce, Product, Technology, Data Science, and Market teams, this role will define fraud and risk strategies, risk product direction, and solution approaches that enable safe adoption and scale. The role is responsible for anticipating emerging threats and ensuring Visa, its clients, and the broader ecosystem remain protected from fraud, abuse, and misuse while building trust and confidence in agent-driven commerce. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work.

Requirements

8 or more years of relevant work experience with a bachelor's degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD.

Nice To Haves

9 or more years of relevant work experience with a bachelor's degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD.
Experience in roles such as product manager, product owner, business process analyst, or sales operations.
Experience in applying Agile principles across design, development, testing, and product management.
Experience in developing software capabilities to support sales, service, or customer relationship management functions.
Experience in multi-tasking, organizing, managing, and implementing complex projects directly or through supervision.
Experience in cross-functional collaboration with systems, marketing, and sales teams.
Agile certifications such as CSM and CSPO, or their equivalent.
Experience in identifying, assessing, and managing tradeoffs in product development.
Experience in identifying points of failure and formulating error-handling approaches for product resiliency.

Responsibilities

Risk & Security product leadership for Agentic Commerce, acting as the primary RAS product partner to the Agentic Commerce team, defining clear problem statements, target outcomes, and roadmap priorities across all payment flows; ensuring risk-related requirements are embedded early in experience design and decisions.
Maintain a customer‑centric view of risk, deeply understanding ecosystem participants, their platforms, and end‑user needs as agentic commerce models evolve. Track and synthesize trends in AI agents, digital identity, delegated authorization, wallet ecosystems, tokenization, and emerging fraud patterns, and evaluate risk and security implications.
Drive cross‑functional solutioning and product execution, aligning RAS fraud, identity, authentication, disputes, and data/AI teams to deliver cohesive solutions, unified roadmaps, and clear product requirements from discovery through go/no‑go. This includes leading discovery, design thinking, and prototyping, and translating strategy into concrete product artifacts and launch decisions.
Develop clear product narratives and positioning, align internal stakeholders on the value, approach, and advantage of Visa’s risk solutions for Agentic Commerce.