Product Manager - Commercial Lines
About The Position
A well-established and growing property and casualty insurance company specializing in homeowners insurance is seeking a Personal Lines Product Manager to lead product development, strategy, and performance. The role manages the full lifecycle of insurance products, drives product improvements, and collaborates with cross-functional teams, including actuarial, underwriting, regulatory, claims, and technology. It also involves leading a small team while remaining hands-on with product initiatives and working closely with senior leadership. The position supports personal lines property and casualty insurance products, particularly homeowners or residential property insurance, across admitted and excess and surplus (E&S) markets. The Product Manager oversees product strategy, regulatory filings, analytics, and performance, and identifies ways to improve product offerings, operational efficiency, and portfolio results. The stated base salary is $115,000–$120,000 annually.
Requirements
- Experience in personal lines property and casualty insurance, particularly homeowners or residential property insurance.
- Strong understanding of insurance product management, including pricing, rate development, regulatory filings, and product performance.
- Experience with state insurance filings.
- Familiarity with admitted and/or E&S insurance markets.
- Strong analytical skills and comfort working with insurance data.
- Ability to collaborate effectively across underwriting, actuarial, regulatory, claims, and technology teams.
Nice To Haves
- Experience with Florida rate and form filings.
- Proficiency in SQL, Power BI, or similar reporting and analytics tools.
- Previous people management experience; strong individual contributors ready to step into a leadership role will also be considered.
- CPCU designation or a background in underwriting, actuarial, or risk management.
Responsibilities
- Manage the full lifecycle of personal lines insurance products, from development and regulatory approval to implementation and ongoing performance management.
- Oversee product strategy, including rate and form changes, market competitiveness, and portfolio performance.
- Coordinate state regulatory filings, with a focus on Florida insurance regulations and filing requirements.
- Analyze loss ratios, pricing trends, profitability, competitive positioning, and overall product performance.
- Use data analytics tools such as SQL and Power BI to support business decisions.
- Collaborate with actuarial, underwriting, claims, regulatory, sales, risk management, IT, and legal teams on product initiatives.
- Support product development and management across admitted and excess and surplus (E&S) markets.
- Identify opportunities to enhance product offerings, operational efficiency, and portfolio results.
- Lead and mentor a small team, providing guidance on product priorities and execution.
- Present product recommendations, performance insights, and strategic initiatives to senior leadership.
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What This Job Offers
Job Type
Full-time
Career Level
Manager
Education Level
No Education Listed
