Product Manager, Payments

zerohash • New York, NY

76d • Remote

About The Position

We're looking for a Senior Product Manager to own Money Movement: the infrastructure that powers how fiat, crypto, and stablecoins flow through zerohash’s platform. zerohash manages internal ledgers that correspond with real bank balances. Funds are constantly moving: platform settlement wires in and out, stablecoin minting and redeeming flows, on/off ramps for retail and institutional partners, ACH transactions, RTP payments, and internal liquidity movements across accounts. You'll also own crypto send/receive functionality across networks. Your job is to make sure all of this works reliably, accurately, and at scale - while building the next generation of payment capabilities. You will own the strategy, roadmap, and be deep in the mechanics for how money actually moves: bank API integrations, ledger bookkeeping, settlement timing, return handling, and compliance-aware payment routing. This is a high-visibility role that sits at the core of our platform, directly impacting onboarding conversion, liquidity velocity, treasury operations, partner integrations, and global expansion. This is a fully remote position, strongly preferred to be in a timezone +/- 3 hours of east coast time (US).

Requirements

• Minimum of 4+ years experience in Product Management.
• Strong background with building API-based products
• Strong understanding of the ACH network
• Proven ability to develop product and marketing strategies and effectively communicate recommendations to executive management
• Ability to understand and discuss technical concepts with engineering teams
• Excellent written and verbal communication skills, with the ability to distill complex ideas into clear, concise, and actionable tasks.
• Demonstrated expertise in project management methodologies and tools, particularly Jira.
• Strong analytical and problem-solving skills – you can write SQL queries and analyze data effectively.

Nice To Haves

• Experience building crypto or stablecoins products
• Prior experience in a software engineering or sales engineering-like role
• Experience with building consumer-facing fintech applications
• Experience in a fast-paced startup environment

Responsibilities

• Own the roadmap and execution for Money Movement, ruthlessly prioritizing across payment rails, partner needs, and expansion opportunities while clearly articulating and driving the product vision and strategy.
• Design payment flows end-to-end: from API contract through ledger impact, settlement, reconciliation, and exception handling.
• Work directly with banking partners and PSPs on integration, onboarding, and ongoing operations.
• Lead cross-functional collaboration with Engineering to translate product requirements into well-architected, production-ready systems.
• Partner with ops to improve reconciliation processes, reduce manual intervention, and automate exception handling.
• Collaborate deeply with compliance and risk to ensure flows meet BSA/AML requirements, money transmission regulations, and have fraud protections.
• Write clear technical specs and API documentation, both internal and client-facing.
• Analyze transaction data to identify issues, measure flow performance, and inform product decisions.

Benefits

• Healthcare Insurance: Zero Hash covers roughly 100% of employee premiums (U.S. Only)
• Chance to earn equity
• Vision Insurance (US Only)
• Dental Insurance (US Only)
• Maternity & Paternity leave
• Visa sponsorship
• 401k (US Only)

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed
• Number of Employees: 101-250 employees