Principle Business Execution Consultant

Wells Fargo Bank•San Francisco, CA

1d•$185,000 - $300,000•Hybrid

About The Position

Wells Fargo is seeking a Principle Business Execution Consultant within Payments and Deposits in Consumer Banking and Lending (CBL). The role will shape the future of the consumer payments business by developing and advancing strategic initiatives across debit, digital wallets, money movement, and emerging payments. The successful candidate will anticipate industry shifts, respond to competitive threats, and identify growth opportunities, combining payments expertise, strategic thinking, and executive influence to strengthen customer primacy, competitive positioning, and business growth. Working with executives across Product, Finance, Risk, Technology, Operations, and Strategy, this leader will evaluate market trends, payment economics, strategic investments, partnerships, and emerging technologies. The role serves as a trusted advisor to senior leadership, translating complex industry developments into strategic decisions and leading high-impact initiatives that shape the long-term direction of Wells Fargo’s consumer payments business. The position is hybrid, requires on-site work in accordance with current office requirements, and may require travel up to 5%.

Requirements

10+ years of Business Execution, Implementation, or Strategic Planning experience, or equivalent experience demonstrated through work experience, training, military experience, education, or a combination.
10 years of Corporate and Business as well as Payments Strategy experience.
10 years of experience in consumer payments, including debit and credit cards, digital wallets, payment networks, merchant payments, and emerging payment solutions.
10 years of experience using customer, competitive, operational, and financial insights to develop strategic recommendations and guide investment decisions.
Willingness to work on-site in accordance with current office requirements.
Ability to travel up to 5%.

Nice To Haves

Extensive knowledge of the U.S. consumer payments landscape, including debit, digital wallets, real-time payments, card networks, merchant payments, and fintech business models.
Experience developing payments, consumer banking, or digital strategy at a leading financial institution.
In-depth understanding of payments economics, customer profitability, interchange, network incentives, and evolving industry business models.
Experience leading cross-functional initiatives from strategy development through execution and delivering measurable business impact.
Strong strategic thinking, analytical rigor, financial acumen, and ability to communicate effectively with executive stakeholders.
Expertise influencing executives and driving strategic decisions through data-driven insights, structured problem-solving, and compelling storytelling within large, highly matrixed financial institutions.
Expertise evaluating strategic partnerships, acquisitions, investments, and emerging technologies within the payments ecosystem.
Track record of leading large-scale, cross-functional strategic initiatives in highly regulated and complex environments.
Exceptional executive communication skills, including development of board-ready presentations, strategic narratives, and senior leadership materials.
Strong capabilities in financial modeling, market assessment, competitive intelligence, and business case development.
Experience partnering with product, technology, operations, risk, and finance teams to translate strategy into execution and measurable business outcomes.
Ability to thrive in a fast-paced environment, manage ambiguity, and influence outcomes without direct authority.
MBA or advanced degree in Business, Finance, Economics, Strategy, or a related field.

Responsibilities

Lead development of the Consumer Payments strategy agenda across debit, digital wallets, emerging payments, money movement, and customer engagement priorities.
Identify growth opportunities, competitive threats, and emerging industry shifts by analyzing consumer behavior, fintech disruption, and evolving payment ecosystems.
Develop executive-level strategic recommendations based on customer insights, market intelligence, financial analysis, and long-term industry trends.
Drive enterprise-wide initiatives to strengthen customer primacy, increase payment engagement, and enhance franchise value across Consumer Banking.
Provide thought leadership on payment network economics, card ecosystems, digital wallets, real-time payments, and emerging payment technologies.
Evaluate strategic investments, partnerships, acquisitions, and build-versus-buy opportunities that advance Wells Fargo’s payments strategy.
Partner with senior leaders across Product, Finance, Risk, Technology, Operations, and Strategy to align priorities and drive execution against business objectives.
Monitor competitive developments across banks, fintechs, payment networks, technology platforms, and merchants; identify strategic implications and recommend actions.
Create executive communications, board-ready presentations, and strategic narratives to inform decisions and influence senior leadership discussions.
Lead complex analyses of customer economics, payments profitability, market dynamics, competitive positioning, and industry trends to shape strategic direction.
Provide vision, leadership, and industry knowledge for highly complex, cross-organizational strategic payments initiatives that significantly influence the company’s business.
Follow applicable risk programs, Wells Fargo policies and procedures, and risk and compliance obligations; escalate and remediate issues appropriately and make sound risk decisions.