Principal Financial Analyst (Business Cards & Payments)

Capital One • McLean, VA

1d • $109,900 - $137,900

About The Position

Capital One is seeking an analytic problem solver and detail-oriented team member to join its Business Cards & Payments Finance Team as a Principal Analyst of Financial Planning & Analysis (FP&A). The role is responsible for financial forecasting, executive reporting and presentations, relationship building, and mentoring junior associates. The analyst will manage P&L performance and provide Card Leadership with financial insights to influence strategy and drive business outcomes. Strong storytelling skills and a deep understanding of card economics that drive efficiencies and costs are important to success.

The ideal candidate can formulate and communicate analytics and insights as a compelling financial story, proactively identify financial risks and opportunities, and foster trusted relationships, including with senior leaders. The position owns budgeting and forecasting for areas of responsibility, delivers financial management analyses and presentations to support business objectives, provides transparency on costs and drivers, and addresses ad-hoc requests and special projects, including strategic long-term planning and product roadmaps. The role also requires independently managing workload and continuously developing FP&A and technical skills.

The listed full-time annual salary range is $120,800–$137,900 in McLean, Virginia, and $109,900–$125,400 in Richmond, Virginia. The role is also eligible for performance-based incentive compensation, which may include cash bonuses and/or long-term incentives. Capital One offers health, financial, and other benefits; eligibility varies by employment status and other factors. Capital One will not sponsor a new applicant for employment authorization for this position.

Requirements

• Bachelor’s degree or military experience.
• At least 3 years of experience in financial analysis, financial modeling, or a combination.
• Strong communication, problem-solving, and strategic-thinking skills.
• Ability to formulate and articulate analytics and insights as a compelling financial story.
• Ability to proactively identify and address financial risks and opportunities.
• Strong storytelling skills and a deep understanding of card economics that drive efficiencies and costs.

Nice To Haves

• Master’s degree in Business Administration (MBA) or Master’s degree in Finance.
• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license.
• At least 4 years of experience in financial analysis, financial modeling, or a combination.
• At least 2 years of experience in Microsoft Office, Google Suite, or a combination.

Responsibilities

• Own budgeting and forecasting for assigned areas.
• Deliver accurate and meaningful financial management analyses that enable business partners to meet financial and business objectives.
• Contribute to and deliver presentations communicating results, outcomes, and actions to senior audiences.
• Manage P&L performance and provide Card Leadership with financial insights to influence strategy and business outcomes.
• Provide transparency on costs and drivers, and communicate risks and opportunities relative to budget targets.
• Handle ad-hoc requests and special projects, including strategic long-term planning and product roadmaps.
• Build trusted relationships with business partners and senior leaders.
• Mentor junior associates.
• Independently manage and prioritize workload.
• Continuously develop traditional FP&A and technical skills.

Benefits

• Health benefits
• Financial benefits
• Other benefits supporting total well-being
• Performance-based incentive compensation, which may include cash bonuses and/or long-term incentives

What This Job Offers

• Job Type: Full-time
• Career Level: Principal