Pricing Analyst

One Park Financial•Salt Lake City, UT

About The Position

Mckenzie Capital (MckCap), a fast-growing FinTech company headquartered in Miami, Florida, provides flexible financing and funding options to underserved small businesses. As the company expands to Utah, it is hiring a full-time analyst to work on credit decisioning and analysis for small business loans. The Pricing Underwriting Analyst reports directly to the Director of Pricing and handles initial review, underwriting, and pricing of new and renewal business loans. The role includes travel to the Miami office, including the first three weeks for training.

Requirements

  • At least 2 years of experience in risk, underwriting, finance, or analytical positions.
  • High proficiency in Microsoft Office.
  • Familiarity with credit bureaus and other risk assessment tools, and comfort with modeling and risk scoring.
  • Bachelor’s degree in a related field.
  • Outstanding communication and interpersonal skills.
  • Willingness to travel to the Miami office, including for the first 3 weeks of training.
  • Bilingual in English and Spanish.

Nice To Haves

  • Business and/or subprime lending experience.

Responsibilities

  • Conduct comprehensive risk assessments and analysis to offer loans to small businesses.
  • Review business bank statements and credit profiles to assess risk and establish appropriate pricing structures.
  • Analyze risk factors and identify opportunities to improve the risk/reward equation.
  • Evaluate pricing strategies and test innovations.
  • Perform initial review, underwriting, and pricing of new and renewal business loans.

Benefits

  • Medical, dental, and vision insurance
  • Life insurance
  • Paid time off
  • Career growth opportunities
  • Cultural activities, including events, recognition programs, and company meals
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