Practice Solutions Credit Executive
About The Position
The Practice Solutions Credit Executive is accountable for designing and delivering credit solutions for Practice Solutions customers, including underwriting, structuring, and negotiating those solutions. The role partners closely with client-facing teammates to advise on sales opportunities and provide the product expertise and consultation needed to develop appropriate client solutions. It manages a team of underwriters responsible primarily for credit analysis, credit approval, and credit portfolio management. The position reports directly to the head of Business Banking Credit. The role drives responsible loan growth, operational effectiveness, risk management, talent development, and profitability. It mobilizes the bank’s capabilities to meet client needs and gain competitive advantage, while supporting an inclusive workplace and contributing to enterprise strategy.
Requirements
- 10+ years of business banking and/or Practice Solutions experience.
- Established, proactive leadership with strong interpersonal skills, polish, and executive presence.
- Experience managing talent selection, development, and coaching.
- Strong time and operational management skills.
- Familiarity with cash flow credit skills and related market influences, including profiling, structuring, underwriting, pricing, and delivery.
- Experience focused on credit structuring and underwriting in Practice Solutions and/or business banking.
- Strong verbal and written communication skills.
- Strong problem-solving skills and the ability to influence others, build strong partnerships, and retain credibility.
- Bachelor’s degree required.
Nice To Haves
- Advanced degree preferred.
- Willingness and ability to drive process efficiencies and operational excellence using tools such as digitization, automation, and AI.
Responsibilities
- Drive responsible loan growth for Practice Solutions credits.
- Partner with client-facing teams to consult on opportunities and provide credit product expertise.
- Manage a team responsible for credit analysis, credit approval, and credit portfolio management.
- Design, underwrite, structure, and negotiate credit solutions for Practice Solutions customers.
- Promote inclusion and remove barriers to support the company’s Great Place to Work goals.
- Improve end-to-end process efficiency and effectiveness, encourage data-driven decision-making, and remove operational obstacles.
- Contribute to enterprise strategy and communicate how team contributions support business purpose and results.
- Inspect and challenge risk controls, governance, and culture to support timely risk identification, escalation, discussion, and remediation.
- Coach employees and sustain organizational performance while differentiating compensation based on performance.
- Allocate and manage resources to support short- and long-term profitability.
- Manage talent pipelines and succession planning while supporting enterprise talent needs.
- Mobilize organizational resources and bank capabilities to meet client needs and gain competitive advantage.
- Leverage digitization, automation, and AI to advance process efficiency and operational excellence.
Benefits
- Industry-leading benefits.
- Access to paid time off.
- Annual discretionary incentive plan eligibility, with awards based on individual performance and behaviors, line-of-business and/or group performance, and overall company success.
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What This Job Offers
Job Type
Full-time
Career Level
Executive
