Portfolio Manager, Construction

Guild Mortgage•Draper, UT

61d•$56,900 - $94,833•Onsite

About The Position

The Portfolio Manager will be responsible for the ongoing risk and credit oversight of an active construction loan portfolio of approximately 300 loans. This individual contributor role ensures the portfolio remains in compliance with loan covenants, supports accurate and timely reporting to leadership, conducts loan reviews and audits, and manages default and workout scenarios as needed. The Portfolio Manager plays a key role in protecting the company's credit quality and ensuring construction loans perform as underwritten.

Requirements

High School Diploma or equivalent, required.
Minimum two year's experience.
Prior experience in construction lending, credit/risk analysis, or loan portfolio management required.
Strong attention to detail and ability to manage a high-volume loan portfolio.
Solid written and verbal communication skills for reporting to leadership and coordinating with internal teams.
Excellent verbal and written communication skills required.
Highly organized and detail-oriented; ability to work in a fast-paced, metrics-driven environment
Proficiency in Microsoft Office Suite, Word, Excel, Wiki, collaborative cloud-based programs, and third-party software applications required.
Commitment to company values.
Customer Service - Proactive attention to each person
Integrity - Do and say what's right
Respect - Treat others with dignity
Collaboration - Listen and work together
Learning - Seek knowledge and strive for improvement
Excellence – Deliver the unexpected

Nice To Haves

Strong interpersonal and customer service skills.

Responsibilities

Monitor an active portfolio of approximately 300 construction loans for covenant compliance, flagging and escalating exceptions as needed.
Prepare and deliver regular portfolio performance and risk reporting to leadership.
Conduct periodic loan reviews and internal audits to verify accuracy, documentation, and adherence to underwriting standards.
Identify early warning signs of credit deterioration and manage default and workout situations, including coordination with internal stakeholders and, where applicable, borrowers.
Maintain organized, audit-ready loan files and documentation throughout the life of each loan.
Partner with underwriting, servicing, and credit risk teams to ensure consistent portfolio management practices.