Pharmacy Underwriting Development Program  Senior Analyst

Cigna Healthcare•St. Louis, MO
•$58,400 - $97,400•Hybrid

About The Position

As a Risk & Underwriting Senior Analyst in The Cigna Group’s Pharmacy Underwriting Development Program, you will support pricing and underwriting strategies for pharmacy benefits solutions. Your work will contribute to competitive financial offers, risk management, and business decisions that support clients, customers, and enterprise growth. Through structured training, hands-on projects, and collaboration, you will develop Pharmacy Benefits Management knowledge and strengthen technical and professional skills while contributing to business-critical work. The program is designed to help recent graduates and early-career professionals apply academic knowledge to real-world business challenges. The role is based in one of the listed office locations and follows a hybrid schedule: at least three days onsite each week (Tuesday, Wednesday, and one additional day of the employee’s choice), with the option to work remotely on the remaining days. Relocation assistance is not offered. Candidates must be eligible to work in the United States without visa support now or in the future. The anticipated start date is January 25, 2027.

Requirements

  • A bachelor’s degree is required.
  • Comfort working with Excel for analysis, reporting, modeling, or data-driven decision-making.
  • Strong written and verbal communication skills.
  • Attention to detail and sound decision-making abilities.
  • Ability to manage multiple priorities in a fast-paced, collaborative environment.
  • Must be eligible for employment in the United States and not require visa support now or in the future.
  • Must be able to meet the onsite schedule for the assigned office location.

Nice To Haves

  • A major and/or minor in Risk Management, Economics, Statistics, Mathematics, or Finance.
  • Relevant internship experience in a related field, such as Risk Management, Economics, or Finance.
  • GPA of 3.0 or higher.
  • Demonstrated leadership, curiosity, innovative thinking, and ability to build strong working relationships.
  • Eagerness to learn, grow, and contribute to a team-oriented culture.
  • Customer-focused mindset and interest in healthcare, finance, risk, or underwriting.

Responsibilities

  • Support pricing strategies for new and renewing business, including RFPs, direct offers, and market checks.
  • Analyze financial data to assess business impacts, including formulary, network, and specialty drug changes.
  • Contribute to client proposals and recommendations that balance competitiveness, client needs, and financial risk.
  • Assist with contracting and implementation activities to support pricing accuracy and consistency.
  • Collaborate with cross-functional partners to develop compliant, business-aligned financial solutions.
  • Support forecasting, budgeting, and strategic planning through financial trend analysis.
  • Build PBM industry knowledge while strengthening analytical, communication, and business skills.

Benefits

  • Medical benefits
  • Vision benefits
  • Dental benefits
  • Well-being and behavioral health programs
  • 401(k)
  • Company-paid life insurance
  • Tuition reimbursement
  • At least 18 days of paid time off per year
  • Paid holidays
  • Leaves of absence
  • Eligibility to participate in an annual bonus plan
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