Personal Lines Underwriter
About The Position
Safepoint MGA is an admitted Property & Casualty insurance carrier seeking experienced Underwriters to support our Personal Lines Homeowners department. If you have a passion for risk analysis and a strong background in homeowners underwriting, we encourage you to apply! This role involves reviewing applications, inspections, and endorsement requests to determine eligibility for coverage within company guidelines. The ideal candidate will be able to think critically, assess risk, and make informed decisions, while also assisting agents and internal service associates with exception requests. The position requires obtaining and maintaining resident Property & Casualty insurance licensing through the Florida DFS and reciprocal licenses in all 50 states.
Requirements
- 3-5 years of underwriting experience for a carrier in property and casualty homeowners insurance required
- FL resident 2-20 or 20-44 license and reciprocal licenses in all 50 states
- Thorough knowledge of the underwriting process and the analytics involved
- Excellent communication and organizational skills
- Advanced computer skills and strong systems knowledge
- Ability to obtain and maintain resident Property & Casualty insurance licensing through the Florida DFS, and reciprocal licenses in all 50 states in the continental United States
Nice To Haves
- College degree preferred
Responsibilities
- Reviews exterior inspection reports, new business submissions, risk alerts, as well as follow up tasks on accounts needing additional underwriting review/action.
- Reviews requests for underwriter cancellation/nonrenewal action, reinstatement requests, and endorsements for acceptability.
- Interprets manuals and contracts for multiple lines of business in multiple states.
- Researches and correctly enters information into the company policy administration system.
- Communicates effectively internally and externally, escalating issues when warranted.
- Adheres to the established productivity and quality metrics established.
- Assists internal service associates via telephone and e-mail with exception requests beyond their authority level.
- Assists agents via telephone and e-mail with new business exception requests.
- Provides feedback on submissions and documentation needed to make application or endorsement acceptable to the company.
Benefits
- Market Competitive Wages commensurate with experience
- Sign-on bonus potential
- Prof. Development and Educational Assistance Programs
- Safe Harbor 401K Plan with Immediate Vesting and an Automatic Company Contribution
- Paid Time-Off (Discretionary, PTO, Parental Leave, and others)
- Company Paid Holidays
- Health Insurance
- Dental Insurance
- Vison Insurance
- Short and Long Term Disability Insurance
- Flexible Spending Accounts with Company Contribution
- Health Savings Accounts with Company Contribution
- Employee Life and AD&D Insurance
- Dependent Life and AD&D Insurance
- Free AAA Membership
- Identity Theft Protection
- Other Ancillary Insurance Benefit Programs
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
Number of Employees
101-250 employees
