Underwriter - Personal Lines

California Capital Insurance•Reno, NV

1d•Hybrid

About The Position

The Personal Lines Underwriter is responsible for maintaining an underwriting desk which includes the individual risk selection according to company guidelines. In addition, the role requires maintaining profitability, establishing strong internal as well as external customer relationships. The position will provide knowledge of underwriting appetite and company philosophy to our agency partners. The individual will participate in audits and special projects as needed to facilitate the continued growth and renewal profitability goals. This person will work closely with the Underwriting Supervisor on any matters related to Personal Lines Underwriting.

Requirements

Knowledge of insurance industry terminology and laws
General policies and procedures for underwriting personal lines insurance risks
A college degree is preferred with 3 years’ experience as a Personal Lines underwriter or equivalent experience.
Demonstrated ability to apply sound underwriting principles in a professional, consultative manner.
Excellent verbal and written skills are required.
Continued personal development in insurance courses is desirable.
Experience with automated underwriting and rating systems.
Experience with Microsoft software including Word, Excel, Outlook and Power Point

Responsibilities

Review and maintain agency management practices for assigned agents, utilizing this information for respective file decisions and quarterly agency reviews.
Complete drafts for Department of Insurance complaints with the assistance of the PL Underwriting Supervisor
Complete underwriting and file reviews on referred new business, endorsements, inspections, CRU Claim Report to Underwriting, and renewal questionnaires.
Field incoming phone calls and email messages from agents to provide underwriting answers to inquiries and service for the assigned territory.
Achieve annual growth, loss ratio, retention and time service goals
Agency Management – Use of APS Agency Profile System and regular contact with ADM Agency Development Manager in a mutual partnership to facilitate production.
Undertakes special projects as requested by management.
May participate in audit and quality control reviews.
Job description is not prescriptive, but rather a guide as to the duties and responsibilities you will have, however it is not limited to the listed above.

Benefits

Accrue twenty-one days of Paid Time Off during your first year
Up to eighty-seven percent of benefits covered by CIG for you and your family members
Medical, dental, vision plans
One hundred percent covered plans
Basic Life & AD&D
Employee Assistance
Leave Management
Long Term Disability
Short Term Disability (Outside of CA)
Family Caregiver Support (Homethrive)
Child Care Resources (Tootris)
Business Travel Accident Protection
Voluntary benefit offerings
Short-term (CA only)
Voluntary Life AD&D self, spouse and child plans
Flexible Spending
Health Savings (HSA)
Hospital Indemnity
Accidental Injury
Critical Illness
ARAG Legal Services
Norton LifeLock
Nine paid holidays, plus two floating holidays
Above and Beyond Reward Recognition Program
Kudos & Shout Out Points Program
Quarterly Above and Beyond Bonus Program
Annual Above and Beyond Bonus Program
Competitive compensation
Base compensation
Salary Management
Spot Bonuses
Annual Incentive/Profit sharing program, potential payout annually based on company results.
Discount partnerships
Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
Insurance Educational reimbursement and bonus programs
Employee Referral Bonus Program
Home and Auto Insurance Discount Program.
Paid Volunteer Time
Retirement savings benefit (401k and Roth + match)
Health & Financial Wellness
Wellness platform, tools and events
Health Savings Account – match
Financial Wellness Resources