Personal Financial Readiness Specialist

Commander, Navy Installations Command • Pearl Harbor, HI

12d

About The Position

The Personal Financial Readiness Specialist serves in the Work and Family Life Branch of Naval Station as the primary resource and subject matter expert for financial education and materials supporting Fleet and Family Support Programs. The specialist develops and implements direct counseling assistance for military families, delivers Personal Financial Readiness courses and prepares related materials aligned with training needs across the military lifecycle. The role provides unbiased financial counseling, connects clients with Navy and community resources, and coordinates referrals to authorized local agencies, Department of the Navy counterparts, and creditors. The specialist also advises command leadership and program personnel on financial readiness programs and services, coordinating them to meet policy requirements and local needs.

The incumbent must obtain Accredited Financial Counselor certification within two years of assignment and maintain continuing education requirements. The incumbent must also complete a Command Financial Specialist Train-the-Trainer course or equivalent CNIC-approved training within 12 months of assignment. The position may involve travel, including to remote or isolated sites, and may require overtime, evenings, or weekends.

Requirements

• Must be a U.S. citizen and determined suitable for federal employment.
• Must participate in the direct deposit pay program and successfully pass E-Verify employment verification if a new Department of the Navy employee.
• Current federal employees applying for GS jobs generally must meet time-in-grade requirements by the announcement closing date.
• Must meet applicable restrictions for appointment of retired military members within 180 days of retirement.
• Males born after December 31, 1959, must be registered for Selective Service.
• Must possess and maintain a current, valid U.S. driver's license.
• Must obtain and maintain an interim and/or final security clearance before entering on duty.
• Must be able to travel from the normal duty station to CONUS and OCONUS locations, potentially including remote or isolated sites, and travel on military and commercial aircraft for extended periods.
• Must obtain Accredited Financial Counselor (AFC) certification within two years of assignment and maintain AFC continuing education requirements throughout employment.
• Must complete a Command Financial Specialist Train-the-Trainer course or equivalent training through a CNIC-approved entity within 12 months of assignment.
• At least one year of specialized experience at or equivalent to the GS-09 level, including knowledge of personal financial management and planning; use of computer-based training platforms and software; development and delivery of formal financial education; interviewing individuals about serious financial concerns; helping develop financial goals and plans and identify referrals; program development, analysis, planning, and evaluation; and assessing the needs and strengths of the population served.
• Alternatively, may qualify through a Ph.D. or equivalent doctoral degree; three full years of progressively higher-level graduate education leading to a Ph.D. or equivalent; a related LL.M.; or a combination of education and experience totaling 100% of the qualification requirement.

Responsibilities

• Serve as the primary resource and subject matter expert for financial-related education and materials supporting Fleet and Family Support Programs.
• Develop and implement direct financial counseling assistance for military families.
• Use Personal Financial Readiness course curricula to conduct training and prepare accompanying resource materials aligned with training points across the military lifecycle.
• Provide unbiased financial counseling to military members and, upon request, entitled military family members and other individuals.
• Serve as the primary point of contact for financial education and counseling services, connecting clients with appropriate Navy and community resources.
• Coordinate and refer clients to authorized local agencies, Department of the Navy counterparts, and client creditors.
• Collaborate with and advise command leadership and program personnel to coordinate financial readiness programs and services based on policy requirements and local needs.
• Obtain and maintain Accredited Financial Counselor certification and complete approved Command Financial Specialist Train-the-Trainer training within the specified timeframes.

Benefits

• A relocation incentive may be authorized for eligible selectees.
• Other incentives, such as recruitment or student loan repayment, may be authorized for eligible selectees.
• A cost-of-living allowance of 8.64% will be added to the stated salary.
• Federal employees and their families have access to a comprehensive benefits package; specific eligibility depends on position type.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Ph.D. or professional degree