Personal Banker

Beacon Credit Union•Lynchburg, VA

4d•Onsite

About The Position

The Personal Banker supports Beacon Credit Union’s mission, “Dedicated to Our Member's Financial Success,” by providing outstanding service to internal and external members. The role identifies members’ financial needs and recommends appropriate Credit Union solutions. It processes and closes consumer loan applications approved by the Centralized Lending Department, gathers required documentation, and ensures loan packages meet Beacon CU lending standards and applicable policies. The Personal Banker understands the five C’s of credit, Beacon CU products and services, and the Mike Neill sales methods, and works to meet monthly sales and loan goals. The position may also serve as a Teller when requested and must follow applicable teller procedures and regulations. The position is located in Lynchburg, Virginia (Langhorne, VA). Employees must follow Beacon Credit Union’s professional dress and appearance standards. Visible tattoos must be covered while working; visible piercings are limited to ear piercings for women, and facial or other visible body piercings are not acceptable.

Requirements

Lending experience required.
Account-opening experience required.
One year working in a financial institution.
Sales experience.
Ability to follow Beacon Credit Union’s professional dress and appearance standards, including its requirements for visible tattoos and piercings.

Responsibilities

Close each approved loan application in accordance with Beacon CU lending standards, ensuring requests are submitted accurately and promptly.
Ensure loans are underwritten according to Beacon CU policies and procedures, and obtain proper signatures for approvals outside guidelines.
Meet and exceed monthly loan and sales goals.
Apply the principles of the five C’s of credit and counsel members on improving their financial position.
Learn and explain Beacon CU products and services, and increase product and service penetration among current and potential members.
Follow the Mike Neill sales module, mission statement, and service standards when serving members.
Review completed loan packages before loan funding and check packages for compliance before sending them to loan review.
Act as a Teller when requested and follow applicable teller policies and procedures while maintaining member service standards.
Follow applicable regulations, including the Bank Secrecy Act, Patriot Act, Regulation CC, and anti-money-laundering requirements.
Adhere to SAFE Act regulations.
Provide outstanding service to internal and external members in alignment with Credit Union service standards.
Perform other duties assigned by management.