Payments & Technology Banking Associate

Southstate Bank•Charlotte, NC

3d•Onsite

About The Position

The Payments & Technology Banking Associate supports SouthState Bank’s Payments Technology Banking team in growing deposits and fee income, managing a nationwide client portfolio, and delivering complex treasury management and corporate banking services. The role works with Corporate Financial Services colleagues, senior bankers, Treasury Services, Operations, Risk Management, Credit Administration, and Compliance to develop client relationships and support profitable business opportunities. The associate performs financial analysis, underwriting, and closing work for new and existing client opportunities; prepares ACH limit and credit memoranda; and supports client implementation through document collection, file management, and coordination with internal partners. The position also helps maintain client relationships, monitor financial, operational, and compliance status, cross-sell treasury services, and support senior bankers with client meetings and follow-up. The role is based in an office setting in Atlanta, Georgia, and travel may be required for meetings.

Requirements

Bachelor’s degree; preferably in Finance, Business, Accounting, Economics, or a related field.
At least two years of commercial banking, financial services, card services, or relevant company experience.
Strong oral, written, and interpersonal relationship-management skills.
Sound credit and risk-management judgment.
Proficiency with PC software, including Microsoft Excel.
Excellent organizational and teamwork skills.
Proven ability to work in a cross-functional environment.
Knowledge of financial and accounting concepts to evaluate financial models, client audits, and operational risks.
Knowledge of financial statement analysis and understanding of client cash-flow cycles and risk-management considerations.
Strong organizational and leadership skills, with the ability to multitask and meet deadlines.
Understanding of operating and financial risk management.
Ability to speak, hear, see, and sit; multitask; and concentrate, think, and learn.
Ability to occasionally lift and/or carry up to 15 pounds.

Nice To Haves

Formal bank credit training, risk-management experience, or equivalent experience.
Experience in portfolio management, treasury services, risk management, auditing, or underwriting.

Responsibilities

Support the Payments Technology Banking team in growing deposits and fee income for SouthState Bank.
Develop strong working relationships with other members of the Corporate Financial Services teams.
Meet or exceed the annual budget.
Maximize portfolio profitability through appropriate pricing and delivery of the Bank’s products and services to a nationwide client base.
Work with the Payments and Technology line-of-business head and risk management, credit administration, and compliance partners to develop profitable client relationships.
Complete financial analysis, underwriting, and closing of new and existing client opportunities.
Complete new and existing client ACH limit and credit memoranda in support of business initiatives.
Support new client implementation requirements, including document collection, file management, view memoranda, and coordination with Operations, Risk Management, and Compliance.
Help develop a referral and center-of-influence network and enhance the Bank’s marketplace reputation.
Work with Treasury Services Officers to cross-sell SouthState treasury services products.
Monitor clients’ financial, operational, and compliance status and review the portfolio regularly with cross-functional teams.
Ensure client financial information and compliance requirements are received and reviewed in a timely manner.
Support relationship banking through ongoing customer contact, call reports, quality customer experience, and superior service.
Perform industry analysis and participate in relevant industry events.
Communicate successes and challenges regularly and efficiently to the direct manager.
Provide in-depth support to senior bankers for assigned clients, including meeting preparation, participation in client meetings, writing call notes, and assisting with follow-up items.
Comply with banking compliance requirements, including Bank Secrecy Act, OFAC, and USA PATRIOT Act requirements, and complete assigned Compliance and BSA training.
Perform other duties as assigned; management may amend responsibilities as client needs require.