Mortgage Supervising Loan Officer

PNC Bank•Stockton, CA

17d•Onsite

About The Position

As a Mortgage Supervising Loan Officer in PNC's Mortgage organization, this role is based in the Central Valley market (Fresno, Modesto, Stockton, and Sacramento), California. The role manages the daily loan activities of a small, high-performing Mortgage Loan Officer team, along with a portfolio of customer relationships and the team's loan pipeline. The position recommends mortgage solutions aligned with lending guidelines and client requirements, develops and retains clients, and grows an effective sales force across the market. It also collaborates with internal and external stakeholders to complete mortgage transactions. PNC describes itself as an in-office company and encourages candidates to discuss workplace expectations with their recruiter and hiring manager. The position is incentive eligible, with payments based on company, business, and/or individual performance. PNC will not provide employment visa sponsorship or participate in STEM OPT for this position.

Requirements

Typically, a university or college degree and 2 or more years of relevant professional experience.
In lieu of a degree, a comparable combination of education, job-specific certifications, and experience (including military service) may be considered.
Demonstrate the appropriate knowledge, skills, and abilities for the role.
Candidates considered for the position will undergo additional background checks as required by Consumer Financial Protection Bureau regulations.
The position is subject to Section 19 of the Federal Deposit Insurance Act and, for any registered role, the SAFE Act and/or FINRA requirements, which restrict hiring individuals with certain criminal histories.

Nice To Haves

A proven history of production in the Central Valley market.
Skills in banking products, client prospecting, customer relationships, customer solutions, documentation, innovation, mortgages, and sales.
Competencies in coaching others, customer experience management, effective communications, financial analysis, loan origination, matrix management, mortgage products, sales tasks and activities, and selling.

Responsibilities

Recommend loan solutions in accordance with lending guidelines and clients' requirements.
Manage the daily loan activities of a small, high-performing Mortgage Loan Officer team.
Manage a portfolio of customer relationships.
Seek prospective opportunities to retain and develop new clients.
Prepare loan solutions and refer customers to other banking products and services.
Review documentation to ensure compliance.
Grow, retain, and develop an effective sales force to cover the market's geography.
Manage personal and team pipelines for efficiency.
Collaborate with internal and external stakeholders to complete mortgage transactions.
Collect and analyze customer financial information for multifaceted and/or complex borrowers.
Focus on customer needs and satisfaction when making business decisions and creating customized customer solutions.
Assess and manage risks associated with business objectives and activities in support of PNC's Enterprise Risk Management Framework.

Benefits

Medical and prescription drug coverage, with a Health Savings Account feature, subject to eligibility.
Dental and vision options.
Employee and spouse/child life insurance.
Short- and long-term disability protection.
401(k) with PNC match.
Pension and stock purchase plans.
Dependent care reimbursement account.
Back-up child and elder care.
Adoption, surrogacy, and doula reimbursement.
Educational assistance, including select fully paid programs.
Wellness program with financial incentives.
Maternity and/or parental leave, depending on eligibility.
Up to 11 paid holidays each year, depending on eligibility.
Nine occasional absence days each year, unless otherwise required by law, depending on eligibility.
Between 15 and 25 vacation days each year, depending on career level, years of service, and eligibility.