Mortgage Servicing Agent

Alabama Credit UnionTuscaloosa, AL

About The Position

To assist members by servicing their existing mortgage loans, including but not limited to, escrow processing, open line of credit advance request processing, payoff request processing and research of archived documents. Assists mortgage originators in closing and post-closing processes related to mortgage lending, including but not limited to, document capture, auditing of documents and operational support.

Requirements

  • High school education or GED
  • Three to five years in a financial institution
  • Three years of consumer and/or mortgage lending experience, including processing, underwriting, or booking loans
  • Proficiency in the use of a personal computer to include MS Word, Excel, and ability to use web and web-based applications
  • Good verbal and written communication skills, including good grammar and diction
  • Attention to detail and strong organizational skills
  • Ability to manage multiple priorities and change attention focus quickly
  • Understanding of loan underwriting concepts and lending risks
  • Ability to describe and sell appropriate products and services to members
  • Self-motivation to complete job tasks as assigned with minimal supervision
  • Eagerness to learn new information in a fast-paced environment
  • Adaptability to apply new information as appropriate
  • Professional presentation
  • Ability to maintain a calm demeanor under potentially stressful circumstances
  • Eligibility for registration with the National Mortgage Licensing System (NMLS)

Nice To Haves

  • Two or more years in the title insurance industry in lieu of lending experience
  • Experience with Branch Suite, and Loans PQ, Xpress
  • Typing speed of 30 WPM
  • Understanding of personal financial statements, cash flow, and tax returns

Responsibilities

  • Servicing existing mortgage loans
  • Escrow processing
  • Open line of credit advance request processing
  • Payoff request processing
  • Research of archived documents
  • Assisting mortgage originators in closing and post-closing processes
  • Document capture
  • Auditing of documents
  • Operational support
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