Mortgage Post Closing Specialist

TRUSTONE FINANCIAL CREDIT UNION • Plymouth, MN

23h • $20 - $24 • Onsite

About The Position

TruStone Home Mortgage is a dedicated and specialized division of TruStone Financial Credit Union. This division is focused on the fast-paced and highly-regulated home mortgage market. Loans originated in this division are originated and underwritten to national standards established by divisions of the federal government (e.g. USDA, VA, FHA), government-sponsored enterprises (e.g. FNMA and FHLMC) and large institutional investors. This position is responsible for onboarding loans into servicing software and delivering and shipping loans to various investors. Review post-closing documentation, ensure data is accurate and verify all conditions are met.

Requirements

• Availability to work 40 hours per week Monday through Friday between the hours of 8:00am – 4:30pm at our Plymouth Corporate Office location; non-exempt.
• Bachelor’s Degree, preferably in Finance, Business Administration or a related field, or equivalent work experience.
• 2+ years of working experience on Encompass post-TRID.
• Knowledge of mortgage documentation and regulatory requirements.
• Solid time management skills and the ability to organize, prioritize, and perform multiple tasks simultaneously.
• Ability to identify and facilitate change in a deadline driven, highly regulated environment.
• Work well under pressure and able to meet externally influenced deadlines.
• Detail oriented; advanced problem-solving skills.
• Comfortable working with and balancing data in a variety of loan systems.
• Ability to work as a team player, being flexible and dependable as well as the ability to work independently while displaying initiative and decision-making skills.
• Excellent oral and written communication skills.
• Maintain a high level of business acumen with the ability to develop strong relationships with borrowers, branch personnel and industry partners.
• Competency in basic math and technology skills.
• Able to work overtime, as needed.
• Maintain compliance with the Bank Secrecy Act and all its provisions.
• Ability to pass all pre-employment drug test and various background checks.
• Responsible for regular and reliable attendance at the workplace.

Nice To Haves

• CONV/FHA/VA/MHFA/USDA experience, desired.

Responsibilities

• Onboarding loans into servicing software
• Delivering and shipping loans to various investors
• Review post-closing documentation
• Ensure data is accurate
• Verify all conditions are met

Benefits

• Competitive pay and incentive programs for all positions.
• Health insurance with the ability to choose which plan option is best for you – a Traditional Health Plan or Health Savings Plan.
• Affordable dental and vision insurance coverage.
• Earn 22 days of paid time off annually for full-time employees with an equivalent accrual for part-time employees – and, the longer your tenure, the more PTO you’ll have to enjoy.
• 10+ paid holidays each year.
• Up to 16 hours of paid time annually to volunteer for organizations you are passionate about.
• 401(k) with 50% employer match on the first 6% you contribute – plus, after one year of service, an additional 3% safe harbor employer contribution that is immediately 100% vested regardless if you are contributing or not.
• Eligibility for profit sharing opportunities in the form of a contribution to your 401(k) account.
• Employer-paid Short Term and Long Term Disability benefits.
• Employer-provided life insurance up to 2.5x your base salary with the option to purchase additional coverage for yourself, spouse and eligible dependents.
• Reimbursement for higher education expenses of up to $5,250 per calendar year (including tuition, books and activity fees).
• Career development opportunities – including our STEP job shadow program, TruStone Academy certification courses, Mentorship Program and more.
• Special employee discounts when you join TruStone Financial as a credit union member.
• Employee activities, events, discounts, and many other great benefits and perks!

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree