Mortgage Loan Originator - Arizona

Fifth Third Bank • Virtual - Arizona, AZ

1d • Remote

About The Position

The Mortgage Loan Originator performs duties related to originating residential first mortgage loans from outside referrals. The role meets management-defined mortgage sales and cross-selling objectives and is responsible for the residential mortgage loan process from application through closing. It develops referral relationships, guides applicants through the lending process, manages loan pipelines, and provides timely updates while maintaining strong customer service. The position is located virtually in Arizona.

Requirements

• High school diploma or equivalent.
• Knowledge of conventional and/or government lending guidelines.
• Knowledge of residential mortgage processing, underwriting, and closing procedures.
• Knowledge of federal lending regulations governing real estate lending.
• Demonstrated organizational skills.
• Strong written and verbal communication skills.
• Demonstrated teamwork and customer service skills.
• Proven computer skills.
• Basic sales technique skills.
• Strong desire to excel in a competitive environment.
• S.A.F.E. Act registration through the Nationwide Mortgage Licensing System (NMLS) is required at the time of employment.

Nice To Haves

• Four-year college degree.

Responsibilities

• Develop referral contacts, including realtors, builders, and professional and personal contacts.
• Maintain knowledge of Fifth Third Mortgage Company policies and procedures, available loan products, processing procedures, underwriting guidelines, and departmental guidelines.
• Follow defined protocols for escalating exceptions.
• Take applicant applications by completing Fannie Mae Form 1003 on a laptop.
• Use a laptop to communicate, access daily rates and applicant credit reports, review Loan Prospector responses, and transmit loans to LOMAS.
• Collect appropriate documentation from each applicant and deliver the loan package within management-defined time frames.
• Manage the pipeline for originated loans through closing and complete required management reports.
• Communicate with branches and applicants to provide timely updates and progress reports.
• Maintain high levels of customer service while managing applicant and support staff expectations.
• Attend and participate in Consumer Lending meetings as required by management.
• Manage risk by identifying, assessing, monitoring, and reporting risks, and follow applicable policies and procedures.

Benefits

• Comprehensive benefits programs supporting employees' physical, financial, emotional, and social well-being.
• Incentive-based compensation combined with either a base salary or a draw; incentive compensation is based on company, line of business, and/or individual performance.

What This Job Offers

• Job Type: Full-time
• Education Level: High school or GED