Mortgage Loan Originator II

AMPLIFY CREDIT UNION • Austin, TX

11d • $31,200 - $0 • Remote

About The Position

Amplify Credit Union is seeking a Mortgage Loan Originator to join their mortgage lending team. This role focuses on serving existing members and procuring new members through the origination of quality real estate loan products. It is a field-based position emphasizing self-generated business development, community engagement, and strong pipeline management, in addition to member service. The position offers the best support and industry technology, with a top-tier incentive plan designed for top producers. Amplify is an Agency Direct Lender offering Conventional, FHA/VA/USDA, Jumbo, Second lien, and Portfolio Products, utilizing Encompass, Optimal Blue, and Salesforce. A marketing department provides assistance, and daily leads are provided to complement self-generated business. As a credit union, they lend in the entire state of Texas.

Requirements

• At least 2 years of recent mortgage lending experience.
• Experience in proper loan pricing based on credit union rate determinations and understanding the use of points or discounts.
• Registration as a MLO with the Nationwide Mortgage Licensing System (NMLS) and Registry on an annual basis in addition to maintaining updates as needed.
• Must have experience with Desktop Underwriter and/or Loan Prospector underwriting systems and packaging of conforming loan standards.
• Be efficient with the use of a personal computer, Microsoft Office products (Excel, Word, and PowerPoint), Credit Bureau Systems and financial calculators.
• High school diploma or GED.
• Must be bondable.
• Must have reliable internet access of 50MBPS which is the minimum speed required to connect to several of our systems and platforms.

Nice To Haves

• Bachelor’s degree in business or related field.
• FHA and VA origination experience a plus.
• Prior experience using Encompass.

Responsibilities

• Develops and nurtures relationships with prospective and existing borrowers through self-sourced and assigned leads to generate mortgage loan volume.
• Drives business development through community engagement, partnerships with real estate professionals and local organizations, and active use of social media to build brand awareness and generate leads.
• Meets with borrowers and referral partners in the field to originate mortgage loans, maintaining consistent pipeline activity and reporting progress to management.
• Advises borrowers on available mortgage products, sets clear expectations for the loan process, and maintains up-to-date knowledge of lending options.

Benefits

• Growth opportunities
• Paid volunteer hours
• Development programs
• Customized volunteer opportunities with our signature partners (Saint Louise House).
• Additional paid time off for volunteer-related activities.
• Undergraduate and graduate tuition benefits for eligible full-time and part-time team members.
• 401(k) with a company match of 100% on the first 5% you contribute.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED