Mortgage Loan Originator

Sunflower Bank NA•Medford, OR

10d•Onsite

About The Position

Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of full-time Mortgage Loan Originator at our Medford, OR - Crater Lake Location. This is a fully commissioned position with a draw. Draws are minimum wage rates based on work location. Details of the commission plan will be presented at time of offer. Individuals will be required to develop leads and originate mortgage loans through branches, realtors, and builders, and respond to referrals from branch personnel and others. Additionally, candidates should have an understanding of the mortgage regulations and processes as well as other bank products and services in order to deepen relationships with customers. Applicants must be able to effectively communicate both verbally and written, exercise independent judgment and comprehend complex instructions, technical and financial materials and forms related to assigned duties. The MLO must meet production standards developed by management.

Requirements

prior loan origination experience
Individuals will be required to develop leads and originate mortgage loans through branches, realtors, and builders, and respond to referrals from branch personnel and others.
Candidates should have an understanding of the mortgage regulations and processes as well as other bank products and services in order to deepen relationships with customers.
Applicants must be able to effectively communicate both verbally and written, exercise independent judgment and comprehend complex instructions, technical and financial materials and forms related to assigned duties.
The MLO must meet production standards developed by management.

Nice To Haves

Bachelor’s Degree in a related field or equivalent experience, MBA or Master's Degree preferred.
2+ years of lending experience preferred.
Creativity, flexibility, integrity, and a commitment to customer support are essential.
Must be able to work autonomously exercising considerable independent judgment.
Must be able to maintain composure in stressful situations.
Must be able to work flexible hours.

Responsibilities

Develop, lead and originate mortgage loans through branches, realtors and builders.
Interview mortgage loan applicants.
Take loan applications from customers.
Send applicant’s file to processors in the centralized loan support area.
Respond to referrals from branch personnel and others.
Assist in obtaining additional data or information when requested by processors.
Cross-sell all bank products and services.