Mortgage Loan Officer
PNC•Atlanta, GA
•Onsite
About The Position
As a Mortgage Loan Officer within PNC's Mortgage organization, this position serves customers in the Greater Jacksonville, Florida market or the Atlanta, Georgia region. The role recommends mortgage loan solutions that meet lending guidelines and customer requirements, manages and develops customer relationships, and supports mortgage transactions from customer financial analysis through completion. It is an in-office role. PNC does not provide employment visa sponsorship or participate in STEM OPT for this position.
Requirements
- Demonstrate appropriate knowledge, skills, and abilities for the role.
- Roles at this level typically require a university or college degree with less than one year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job-specific certifications, and experience, including military service, may be considered.
- Candidates considered for the position are subject to additional background checks required by Consumer Financial Protection Bureau regulations.
- The role is subject to Section 19 of the Federal Deposit Insurance Act and, for any registered role, the SAFE Act and/or FINRA requirements, which prohibit hiring individuals with certain criminal history.
Nice To Haves
- Preferred skills include banking products, client prospecting, customer relationships, customer solutions, documentation, innovation, mortgages, and sales.
- Competencies include customer experience management, effective communications, financial analysis, loan origination, matrix management, mortgage products, sales tasks and activities, scheduling work and activities, and selling.
Responsibilities
- Recommend loan solutions in accordance with lending guidelines and clients' requirements.
- Manage a portfolio of customer relationships and seek opportunities to retain or develop clients, including making sales calls.
- Develop and prepare loan solutions, refer products and services, review documentation for compliance, and manage the customer pipeline for efficiency.
- Collaborate with internal and external stakeholders to complete mortgage transactions.
- Collect and analyze financial information for multifaceted and/or complex borrowers.
- Focus on customer needs and satisfaction when making business decisions and creating customized solutions.
- Assess and manage risks associated with business objectives and activities in alignment with PNC's Enterprise Risk Management Framework.
Benefits
- Medical and prescription drug coverage, including a Health Savings Account feature, for eligible full-time employees.
- Dental and vision options.
- Employee and spouse/child life insurance.
- Short- and long-term disability protection.
- 401(k) with PNC match.
- Pension and stock purchase plans.
- Dependent care reimbursement account.
- Back-up child and elder care.
- Adoption, surrogacy, and doula reimbursement.
- Educational assistance, including select fully paid programs.
- Wellness program with financial incentives.
- Maternity and/or parental leave, depending on eligibility.
- Up to 11 paid holidays each year, depending on eligibility.
- Nine occasional absence days each year, unless otherwise required by law, depending on eligibility.
- Between 15 and 25 vacation days each year, depending on career level and years of service.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
No Education Listed
