Mortgage Loan Officer

Legence Bank•Carbondale, IL

9d•Onsite

About The Position

The Mortgage Loan Officer performs the core duties of a mortgage lender, including taking applications, underwriting loans, and closing mortgage transactions. This role is also responsible for developing new business, maintaining and servicing an existing loan portfolio, and advising borrowers on questions related to their financial status.

Requirements

High School Diploma or Equivalent
Three (3) years of Mortgage Lending Experience
Proficient in Microsoft Office
Able to Quickly Learn New Software
Valid Driver’s License
Must Obtain NMLS Status Within 60 Days Upon Hiring

Nice To Haves

Five (5) Years’ Experience in a Financial Setting
Five (5) Years’ Experience in Mortgage Lending

Responsibilities

Performs the core duties of a mortgage lender, including taking applications, underwriting loans, and closing mortgage transactions.
Develops new business, maintains and services an existing loan portfolio, and advises borrowers on questions related to their financial status.
Demonstrates strong working knowledge of all bank products, services, policies and procedures.
Underwrites, approves and closes or denies mortgage loans per Legence Bank’s Loan Policy and FreddieMac Guidelines.
Underwrites per RocketMortgage TPO guidelines.
Utilizes sales management training and tools to identify and refer current and prospective clients.
Effectively partners with other team members and departments to deliver the full complement of Legence Bank products and services.
Builds external relationships through meeting with realtors, participating in civic groups and attending networking functions throughout the bank network.
Cross-sells applicable products and services to existing portfolio customers to help make Legence their primary bank.
Works with Branch Managers and their teams to assist and acquire new prospective customer relationships.
Prospects for clients independently by utilizing referral sources, existing customers, and centers of influence.
Acts as an ambassador for Legence Bank within the community through participation in bank sponsored events, philanthropic opportunities and civic events.
Adheres to all Legence Bank and AFMFS service standards, serving as an example to other team members, as well to our customers.
Represents and promotes the company within the community through participation in bank sponsored events, philanthropic opportunities and civic events.
All other duties assigned.