Mortgage Loan Officer

PNC•Los Angeles, CA

16d•$37,440 - $38,418•Onsite

About The Position

As a Mortgage Loan Officer within PNC's Mortgage organization, the employee will be based in the greater Orange County, California region. The role recommends loan solutions in accordance with lending guidelines and clients' requirements, manages customer relationships and a pipeline, and develops prospective client opportunities. The Mortgage Loan Officer prepares loan solutions, reviews documentation for compliance, and works with internal and external stakeholders to complete mortgage transactions. The position also collects and analyzes financial information for multifaceted or complex borrowers. PNC describes itself as an in-office company and encourages candidates to confirm workplace expectations with the recruiter and hiring manager. The role is incentive eligible, with payments based on company, business, and/or individual performance. PNC will not provide employment visa sponsorship or participate in STEM OPT for this position.

Requirements

Demonstrate the knowledge, skills, and abilities appropriate for the role.
Work experience at this level typically requires a university or college degree with less than one year of professional experience and/or successful completion of a formal development program; a comparable combination of education, job-specific certification(s), and experience, including military service, may be considered in lieu of a degree.
Candidates being considered will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.
The position is subject to Section 19 of the Federal Deposit Insurance Act and, for any registered role, applicable SAFE Act and/or FINRA requirements regarding certain criminal history.

Nice To Haves

A history of proven production.
Skills in banking products, client prospecting, customer relationships, customer solutions, documentation, innovation, mortgages, and sales.
Competencies in customer experience management, effective communications, financial analysis, loan origination, matrix management, mortgage products, sales tasks and activities, scheduling work and activities, and selling.

Responsibilities

Recommend loan solutions in accordance with lending guidelines and clients' requirements.
Manage a portfolio of customer relationships and seek opportunities to retain or develop clients.
Make sales calls and prospect for new clients.
Develop and prepare loan solutions and refer products and services.
Review documentation to ensure compliance and manage the customer pipeline for efficiency.
Collaborate with internal and external stakeholders to complete mortgage transactions.
Collect and analyze customer financial information for multifaceted and/or complex borrowers.
Focus on customer needs and satisfaction when making business decisions and creating customized solutions.
Assess and manage risks associated with business objectives and activities in support of PNC's Enterprise Risk Management Framework.

Benefits

Medical and prescription drug coverage, with a Health Savings Account feature, for eligible full-time employees.
Dental and vision options.
Employee and spouse/child life insurance.
Short- and long-term disability protection.
401(k) with PNC match.
Pension and stock purchase plans.
Dependent care reimbursement account.
Back-up child and elder care.
Adoption, surrogacy, and doula reimbursement.
Educational assistance, including select programs that are fully paid.
Wellness program with financial incentives.
Maternity and/or parental leave, depending on eligibility.
Up to 11 paid holidays each year, depending on eligibility.
9 occasional absence days each year, unless otherwise required by law, depending on eligibility.
15 to 25 vacation days each year based on career level and years of service, depending on eligibility.