Mortgage Loan Officer

Howard Hanna Real Estate Services • Lorain, OH

29d

About The Position

Howard Hanna Mortgage is seeking motivated Loan Originators to help provide top-level service to clients, colleagues, and the communities it serves. The role involves researching loan options and guiding clients through the application, approval, and closing process in a timely and cost-effective manner. Affiliation with Howard Hanna Real Estate provides opportunities to build relationships and develop business. The company offers products, knowledge, and resources to support Loan Originators’ potential.

Requirements

• Hold a mortgage banking license under the Department of Financial Institutions (DFI) and NMLS.
• Have a thorough understanding of FHA, VA, Fannie Mae, USDA, and other conventional loans.
• Demonstrate communication, listening, and interpersonal skills.
• Be able to earn clients’ trust and build relationships with people from varied backgrounds.
• Be professional, approachable, empathetic, responsive, and positive.
• Demonstrate commitment to Howard Hanna Mortgage and cultivate long-term relationships with customers, agents, and business partners.

Nice To Haves

• Experience as a Mortgage Loan Originator and/or Financial Sales Specialist, with a verifiable sales track record, is preferred.

Responsibilities

• Research loan options to identify suitable products for clients.
• Guide clients through the mortgage application, approval, and closing process.
• Build relationships with real estate agents and applicants to encourage repeat business and long-term partnerships.
• Attend industry events to network, make contacts, and generate business leads.
• Host or attend promotional events to promote products to potential clients.
• Stay informed about local real estate market trends, current and predicted lending rates, and changes in mortgage rules, regulations, and best practices.
• Explain the approval requirements for different mortgage types to clients.
• Prepare and present lending packages based on client specifications.
• Assist clients in completing mortgage applications and review completed documents for accuracy and thoroughness.
• Pursue leads, manage the loan pipeline, follow up on missing information or documentation, and ensure timelines are met.
• Build and maintain strong working relationships with customers, team members, agents, and business partners.

Benefits

• Competitive compensation plan.
• Health insurance.
• Vision insurance.
• Dental insurance.
• Paid vacation and PTO.
• Company-matched 401(k).
• Excellent benefits package.

What This Job Offers

• Job Type: Full-time
• Education Level: No Education Listed