Mortgage Loan Officer (Licensed)
About The Position
We are seeking a dedicated and knowledgeable Mortgage Loan Officer to help clients secure residential mortgage loans. The role provides customer service throughout the loan process and ensures compliance with state and federal regulations. Newly licensed candidates are welcome, with mentorship and training available. Candidates must have an MLO license in Massachusetts to be considered. The successful candidate will evaluate applications, recommend appropriate mortgage products, guide clients from pre-approval through closing, and coordinate with underwriting and closing teams. The position is 100% commission-based, with stated high earning potential of $50,000–$250,000. Work is available in a flexible environment, with remote, hybrid, or onsite options at two office locations.
Requirements
- High school diploma or equivalent.
- Must have an MLO license in Massachusetts to be considered.
- Understanding of mortgage products, the loan origination process, and Massachusetts state regulations.
- Excellent communication and interpersonal skills.
- Strong analytical and decision-making abilities.
- Proficiency in mortgage loan software and Microsoft Office Suite.
- Ability to work independently and manage multiple tasks simultaneously.
- Licensed by the Nationwide Mortgage Licensing System (NMLS), or ability to obtain licensure.
Nice To Haves
- Newly licensed loan officers are welcome to apply.
- Mentorship and training are available.
- Access to the Massachusetts Housing Initiative program is noted.
Responsibilities
- Evaluate loan applications and determine eligibility based on financial status, credit history, and property evaluations.
- Assist clients in selecting mortgage products that suit their needs and financial circumstances.
- Guide clients through the mortgage application process, from pre-approval to closing.
- Maintain current knowledge of Massachusetts mortgage lending laws, regulations, and market conditions.
- Build and maintain relationships with clients, real estate agents, and other industry professionals.
- Collect and submit required documents in a timely manner.
- Provide clients with clear and accurate information about loan terms, conditions, and costs.
- Work with underwriting and closing departments to ensure smooth and timely loan processing.
Benefits
- Mentorship and training.
- Weekly marketing manager session available.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
High school or GED
