Mortgage Loan Officer Assistant

OneTrust Home Loans•Stockbridge, MA

About The Position

About CalCon Mutual Mortgage If you are looking for an organization that has established an outstanding reputation for quality products and services and where you are an important member of a team effort then CalCon Mutual Mortgage may be for you. The success of the company depends upon the dedication of our employees. We look for employees who will find satisfaction and take pride in their work. Our employees are an important member of a team effort and the success of the company depends upon their dedication. CalCon Mutual Mortgage listens to our clients' needs and ideas to anticipate their home financing goals and dreams. We're mortgage educators, providing detailed information and sound advice on mortgage options and industry trends. We're home financing strategists, applying our years of experience and diversity of loan products to present solid solutions that help clients reach their goals. We focus our energies on a transparent and open communication loan process to close loans quickly. Service is everything! We value integrity, transparency, innovation and greatness. Position Summary We're looking for someone who can operate at the loan officer level with deep program knowledge, sharp structuring instincts, and the ability to take a file from lead to close. We are looking for someone whose passion lives in the craft of originating, but not the chase of obtaining business. You'll work directly alongside a top producing Loan Originator, functioning as a true Loan partner. You'll think through complex scenarios, structure deals, price loans, prepare borrowers, and keep the pipeline moving with precision and care. If you love connecting with others, the technical side of mortgage lending and thrive when you're solving problems behind the scenes, this role was built for you.

Requirements

Active NMLS license (or ability to obtain promptly if coming from another mortgage background)
Minimum 5+ years of hands-on mortgage experience: processing, origination, or operations
Demonstrated knowledge of FHA, VA, USDA, conventional, and specialty programs
Experience with loan pricing and scenario building
Strong written and verbal communication skills
Demonstrated computer skills in word processing, spreadsheet and electronic mail software.
Strong communication and interpersonal skills, with the ability to work effectively with builders, borrowers, and cross functional teams.
High level of professional integrity and customer service skills.
Maintains a positive, helpful, constructive attitude and work relationship with co-workers and supervisors.
Strong time management and organizational skills in a dynamic, constantly changing environment.
High attention to detail with strong focus on quality and compliance.

Nice To Haves

Multilingual candidates in any of the following languages may be eligible for less years of experience: Spanish, French, Haitian Creole)
Local to the Atlanta, South Atlanta or Atlanta Metro areas are a plus
Encompass experience preferred.
Haitian Creole, Spanish, French -We proudly serve a diverse community. Candidates who speak any of the following languages are highly encouraged to apply. If you do not speak these languages but bring strong experience, we still encourage you to apply.

Responsibilities

Program Expertise: Stay current across loan programs and guidelines to identify the best path for every borrower, including non-traditional or complex situations.
Loan Structuring & Pricing: Analyze borrower profiles and build the strongest loan scenario upfront with an understanding on pricing a loan. - conventional, FHA, VA, USDA, down payment assistance, specialty and beyond.
File Management: Own the pipeline from application through contract managing pre-approvals, active contracts, must be able to handle a high amount of loan volume within an efficient ecosystem, coordinating with our internal operations team (processing), underwriters, realtors, closing attorneys and all third party support.
Borrower Communication: Prepare, educate, and guide buyers through our nurture process with clarity and confidence.
Pre-Approval Support: Strong with income, assets, credit, and employment to accurately qualify borrowers before submission.
Team Partnership: Work hand-in-hand with Loan Originator as a true co-pilot: anticipating needs, filling gaps, and keeping operations running smoothly. The Loan Originator brings in the production. This role requires support to keep production at a high level.
Out-of-the-Box Problem Solving: When a loan doesn't fit the mold, you find a way. You see solutions others miss.
Other duties as assigned.

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