Mortgage Loan Closer

Homewise•Albuquerque, NM

8d•Onsite

About The Position

Homewise's Mortgage Loan Closer is the final checkpoint between a loan approval and a customer walking out of a title office with the keys to their new home. Reporting to the Senior Director of Lending, you're the person who makes sure every detail of a loan closing is accurate and complete before money is released. Your work has a clear cadence: review closing documents for accuracy and compliance, coordinate with title companies to keep funding on schedule, then handle the post-closing steps that get the loan officially recorded and delivered. You'll work independently, but in close partnership with Home Purchase Advisors, Real Estate Sales, Real Estate Development, and Lending, so customers experience a single, seamless team. This role contributes directly to Homewise's monthly volume goals and is measured on a clear standard: complete, on-time closings, with zero exceptions on investor or regulatory requirements.

Requirements

High school diploma or equivalent required.
Minimum of 2-5 years of closing or mortgage operations experience required.
Able to work in-office during our core business hours.
This is largely a sedentary role; however, some filing is required. This would require the ability to lift files, open filing cabinets, and bend or stand as necessary.
Must be able to occasionally lift up to 20 pounds.

Nice To Haves

Manage a pipeline of multiple files at different stages.
Detail-oriented in a practical way.
Work independently.
Comfortable with technology.
Communicate clearly.
Collaborate well across departments.
Flexible with workload.
Think in deadlines.
A regulations person.
Take quiet pride in the small things.

Responsibilities

Reviewing and analyzing loan documents to verify that application data is complete, accurate, and meets secondary-market and Homewise standards.
Partnering with title companies to coordinate on-time funding and resolve issues.
Ensuring all required original documentation is received from the title company after closing.
Uploading closed first mortgage loans to FNMA and delivering notes before lock expiration.
Preparing and uploading all closing documents to Homewise's system of record.
Tracking and reconciling trailing documentation.
Completing final closeout of all systems once funding is complete.
Using technology to manage your pipeline and serve customers.
Collaborating internal and external stakeholders to deliver a smooth experience for every client.
Ensuring accuracy & compliance with all applicable regulations, policies, and procedures.