Mortgage Lender - Colorado

Vectra Bank•Grand Junction, CO

11d•Onsite

About The Position

At Vectra Bank, we are looking for a seasoned Mortgage Lender in Colorado. Our main focus in this role is soliciting and bringing in mortgage business for the bank through previous contacts, relationships, and referrals from real estate agents, builders, developers and branches. We offer our customers and employees the best of both worlds: a broad reach and depth of financial resources alongside unparalleled personal attention. Vectra Bank is committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive and innovative ideas add value to our customers, our colleagues and to our communities. We actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships – not increasing transactions. We offer technology and resources typically only found within larger banks and combine those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions. We personify this difference through our tagline: Big Enough to Count / Small Enough to Care. With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, Vectra is dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless – come for a job, stay for a career.

Requirements

Requires a college degree and 4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience.
A combination of education and experience may meet requirements.
Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations
Ability to successfully solicit loans.
Good problem solving skills.
Ability to work independently.
Strong interpersonal skills
Demonstrated ability to handle multiple priorities.
Strong verbal and written communication skills
Ability to work effectively in high pressure environment.
Ability to work with various types of computer software, including mortgage specific software.

Responsibilities

Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches.
Ensure compliance with regulatory guidelines in the performance of loan originator duties.
Interviews potential applicants to develop information concerning their needs, desires and other information.
Obtains and review pertinent financial and credit data.
Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.
Ensures any re-disclosures are made timely.
May order appraisals through our systems, arrange for title search and obtain necessary documents.
Responsible to communicate with the customer throughout the process and work with processors through closing.
Originates residential home loans.
Keeps informed of trends and developments in the local real estate market and changing rules and regulations pertaining to mortgages.
Develops and maintains internal relationships to drive cross-sell opportunities for other bank products.
Other duties as assigned.

Benefits

Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance
Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training
Paid Time Off (PTO)
11 Paid Federal Holidays, and any applicable state holidays
401(k) plan with company match
Profit Sharing
competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions.
Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire.
Employee Ambassador preferred banking products.