Commercial Lender

Citizens Bank•The Woodlands, TX

4d•Onsite

About The Position

The Commercial Lender is responsible for aggressively seeking and obtaining new business through client and prospect calls, referrals, and cross-selling efforts. This role involves building and maintaining strong client relationships, resulting in a high degree of customer satisfaction. The Commercial Lender will also be responsible for sales, credit analysis, proper loan structuring, client interviewing, and perceptive character judgment. Additionally, the role contributes to deposit growth by cross-selling and promoting additional banking products, acting as the principal account and relationship manager for new and existing clients. The position requires strong customer needs assessment and problem-solving skills, and the incumbent will attend social, civic, and networking events with current and prospective clients. Collaboration with other bank personnel to solve customer problems is essential. Other duties may be assigned by management.

Requirements

Formal Credit Training and/or underwriting knowledge experience.
Minimum 5-10 years of credit associated commercial bank lending experience.
An equivalent combination of education and experience may meet qualifications.
Ability to expand loans, client relationships and cross sell bank products.
Familiarity with the sales, loan processing and closing processes.
Must have good interpersonal and communication skills and a proven track record of portfolio management.

Nice To Haves

Bachelor's degree in banking, finance or other business related field is preferred.

Responsibilities

Aggressively seeks and obtains quality new business through client and prospect calls, referrals and cross selling efforts.
Responsible for building and maintaining relationships with a resulting high degree of customer satisfaction.
Responsible for sales, credit analysis, proper loan structuring, client interviewing and perceptive character judgement.
Contributes to deposit growth by cross selling and promoting additional banking products.
Acts as the principal account and relationship manager for new and existing clients.
Will attend social, civic and networking events with current and prospective clients.
Works well with other bank personnel to solve customer problems.
Performs other duties as determined by management.