Mortgage Consultant

Prosperity Home Mortgage, LLC•San Jose, CA

4h•Hybrid

About The Position

As a Mortgage Consultant with Prosperity Home Mortgage, you'll be at the forefront of the home financing journey, guiding clients through one of life's most significant financial decisions. Working closely with our Area Sales Leader, you'll leverage your expertise to connect families with the perfect mortgage solutions while building lasting relationships that drive both personal and company success.

Requirements

Bachelor's degree or equivalent combination of relevant experience and education
Minimum 2 years of mortgage industry experience demonstrating proven success
Valid NMLS license (required)
Proficiency with social media platforms for networking and business development
Willingness to travel within your local market area
Exceptional communication abilities with extensive experience in phone and email client interaction
Strong analytical skills for evaluating financial and credit data
Results-driven mindset with a track record of meeting and exceeding targets
Natural relationship-builder with the ability to connect with diverse clientele

Responsibilities

Champion the Prosperity Home Mortgage brand across diverse channels including realtors, builders, and innovative nontraditional partnerships
Establish a commanding presence in your local market, becoming the go-to mortgage expert in your community
Exceed personal production targets while contributing to overall market share and branch profitability
Provide comprehensive consultation on our full spectrum of residential mortgage programs, rates, and policies
Conduct detailed financial and credit analyses to recommend tailored loan solutions that meet each client's unique needs
Present clear rate and point options while managing the complete application process from initial contact to closing
Serve as the primary point of contact throughout the entire loan process, coordinating seamlessly with processing and closing teams
Set realistic expectations by clearly communicating policies, procedures, and timelines
Maintain proactive communication to keep clients informed at every stage of their loan journey
Track loan status and ensure all documentation requirements are met for smooth, timely closings
Uphold company standards for quality, accuracy, and fall-out rates
Stay compliant with all industry regulations and federal/state laws
Participate in ongoing mortgage product and sales training to remain at the cutting edge of industry best practices