Mortgage Consultant - Purchase

American Financing•Aurora, CO

2h•$57,784 - $200,000•Hybrid

About The Position

The Mortgage Consultant - Purchase will initiate the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo. See what it's like to work for a national mortgage lender that truly values its employees. Wherever your passions lie, you can find rewarding work and new opportunities here.

Requirements

Excellent interpersonal and customer service skills
Excellent organizational skills and attention to detail
Ability to analyze and comprehend complex financial data and provide sound financial advice
Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (Fannie Mae), and other types of construction and conventional loans
Proficient with Microsoft Office Suite or related software
State Mortgage Licensing\NMLS
Minimum High School Diploma

Nice To Haves

1-3 years of prior experience in lending or related field preferred
Local candidates preferred

Responsibilities

Interviews potential and current clients to understand their lending needs including first-time mortgages or refinance of existing loans
Reach-out to customers and agents who have been pre-approved
Explains the differences between approval requirements of various types of mortgages; prepares and presents a lending package based on client specifications
Assists clients with completion of mortgage applications, inspecting completed documents for accuracy and thoroughness
Reviews loan applications, gathers credit histories and reports, and assesses applicants’ capacity to repay and default risk
Based on predetermined requirements, assesses, and grants or rejects mortgage applications.
Views property for real estate purchase or refinance
Maintain knowledge of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages
Demonstrates the ability to use independent judgement and critical thinking skills in matters of significant impact
Work with the processing staff and borrower to ensure the loans are completed in a timely manner
Report daily to management on current production and goals
Performs other duties as assigned