Mortgage Closer

FIRSTAR BANK • Muskogee, OK

2d • Onsite

About The Position

Prepare, process, and close mortgage loans in accordance with investor and/or government agency guidelines.

Requirements

• Strong computer skills; working knowledge of Microsoft Word and Excel required.
• Experience with Encompass Loan Software preferred.
• Responsiveness in a fast paced, fluid environment and be held to minimum production standards while maintaining excellent organizational skills.
• The ability to build relationships in a team-oriented environment.
• Excellent written and oral communication skills as well as the ability to read and understand basic policies and procedures.
• Proactive; desire to identify opportunities rather than react to problems.
• Strong attention to detail; accuracy with numbers, consistency and completeness are critical.
• High integrity and outstanding work ethic; ability to maintain confidentiality is a requirement.
• Strong sense of initiative; self-motivated; work well without close supervision.
• Multitasking.
• Minimum three (3) year experience working in a mortgage lending environment.
• High School diploma, or equivalent.

Responsibilities

• Prepare mortgage loans for closing for multiple loan officers, in multiple branches.
• Create and maintain accurate loan files before and after closing and ensure compliance with bank procedures.
• Build relationships with loan officers by monitoring deadlines, maintaining communication, and being responsive to requests for information.
• Manage monthly closings in a consistent and timely manner.
• Prepare accurate loan closing documents in accordance with written loan approval, including Closing Disclosure review and approval.
• Submit closed file documentation to Loan Operations for booking into Firstar’s system.
• Build relationships with title company personnel, realtors, and other related parties.
• Prepare wire Instructions for closing.
• Assist in post-closing as needed, including, guaranties, title policies, deficiencies for Investor, quality control, government agencies, etc.
• Assist in any post-closing conditions.
• Complete pre-funding audit tasks on all files.
• Crosstrain in other areas of the Mortgage Department to serve as a back up to Mortgage Processors.
• Remain aware and knowledgeable of industry changes to products and guidelines.
• Maintain knowledge of and ensure compliance with the Bank Secrecy Act.
• Complete required annual training and maintain knowledge relevant to the role.
• Participate in bank and community initiatives to strengthen visibility and reinforce Firstar’s commitment to the communities it serves.
• Perform additional responsibilities as assigned in support of the Bank’s priorities and objectives.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED