Mortgage Closer - Future Opportunities

Acrisure Mortgage LLC•Orlando, FL

13d•Remote

About The Position

Acrisure Mortgage is seeking experienced Mortgage Closers for potential future remote opportunities. There may not be an immediate opening, but qualified candidates are encouraged to submit their information for consideration as openings become available. Loan Closers prepare accurate and timely closing documents while providing a high level of service to internal and external customers. They audit loan files and prepare closing documents according to company guidelines and requirements established by FNMA, FHLMC, FHA, VA, and USDA. The role handles purchase and refinance transactions for conventional, FHA, VA, and USDA programs, with training provided in Construction Perm Loans, 203k, Loan Modifications, and Bond Loans. Because Acrisure Mortgage operates nationwide, closers need familiarity with multi-state closing guidelines. The position reports to the Closing Manager and works closely with internal departments and external business partners.

Requirements

At least 3 years of mortgage closing experience.
Must be able to close 65 loans; the posting does not specify a time period for this volume.
Knowledge of Non-Conforming, FNMA, FHLMC, FHA, VA, and USDA guidelines, as well as federal and state laws such as TRID, TILA, ECOA, and HMDA.
Ability to read and interpret loan documents, including promissory notes, agency/investor and legal directives, and other loan documents.
Ability to define problems, collect data, establish facts, and provide information to resolve situations.
Ability to work under pressure and meet multiple, sometimes competing, deadlines.
Ability to perform basic math and calculate figures such as discounts, interest, commissions, and percentages.
2–3 years of experience with the Ellie Mae Encompass Loan Origination System.

Responsibilities

Perform pre-closing audits of closing and compliance documentation.
Prepare and send the Closing Disclosure (CD) to the settlement agent for collaboration.
Deliver the CD to the borrower within the required timeframe.
Review the Mavent Compliance report for every file.
Complete data entry in Encompass.
Review and clear all “Prior to Closing” underwriting conditions.
Request all “Prior to Funding” underwriting conditions from the settlement agent.
Generate and deliver closing documents to the settlement agent.
Ensure work quality adheres to company policies and procedures.
Ensure loans in the assigned pipeline fund on time.
Attend and participate in pipeline or team calls and meetings.
Build and maintain working relationships with sales, loan disclosure, processing, underwriting, funding, secondary, and compliance teams and leaders.
Build and maintain relationships with home builder partners and preferred title companies.
Research and respond promptly to internal Quality Assurance and Quality Control reviews.
Research and respond promptly to internal Post Closing reviews.