Mortgage Closer

Planet

2d • Onsite

About The Position

The Mortgage Closer is responsible for reviewing loan packages, scheduling loan closings, and preparation of loan closing documents prior to loan funding.

Requirements

• High school diploma or equivalent required
• Three years loan closing/funding experience in residential mortgage
• Working knowledge of RESPA disclosures, FHA, VA, FNMA, and FHLMC guidelines along with title commitments, hazard and flood insurance policies
• Effective written and verbal communication skills
• Demonstrates a commitment to quality customer service
• Strong attention to detail
• Well organized with the ability to multi-task
• Demonstrates strong time management skills with the ability to meet deadlines
• Works well with others
• Proficient in all compliance-related regulations including RESPA
• Strong mathematical skills
• Strong PC skills (MS Office products) and experience with mortgage origination systems

Nice To Haves

• Working knowledge of Encompass preferred

Responsibilities

• Manages pipeline of loans to ensure service standards and financial goals are met.
• Reviews files for accuracy, updates information on LOS as needed, and clears closing conditions.
• Prepares initial closing disclosure along with closing package.
• Ensures loans are in accordance with federal and state regulations such as, but not limited to, RESPA, HMDA, and Fair Lending Practices.
• Prepares, balances, and emails final closing disclosure to title company.
• Communicates with title company on final documents and ensures docs are delivered in a timely manner for scheduled loan closing.
• Balances final figures with title and orders wire from wire desk.
• Effectively communicates with team members as well as outside entities to facilitate a prompt, efficient closing of each loan.
• Reads and resolves any loan compliance issues during closing/funding process.
• Responds to and resolves any post-closing/audit findings.
• Performs other duties as assigned.

Benefits

• 3 comprehensive Cigna or Kaiser medical plans
• dental insurance
• vision insurance
• short term and long-term disability insurance
• basic life insurance
• 401(k)
• 11 employer paid holidays
• supplemental benefits to include life insurance, critical illness and accident plans

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED