Mortgage Banker

First Merchants Corporation • Fort Wayne, IN

2h

About The Position

First Merchants Bank is seeking a Mortgage Banker to handle prospective customer and existing client mortgage needs. The role includes conducting initial consultations, gathering and reviewing financial information, and entering loan files into the Mortgage Loan Origination System. The Mortgage Banker discusses clients’ needs, recommends suitable loan products, helps customers assemble complete loan packages, and works with the underwriting team throughout the loan process. The position also requires using professional judgment to assess whether potential borrowers represent good risk opportunities.

The Mortgage Banker uses referral sources to develop mortgage loan business, builds and maintains business relationships in the community, and markets and prospects for new referral sources such as Realtors, builders, and centers of influence. The role provides customer service from approval through closing and works closely with loan origination sources to secure and verify information required for underwriting. The Banker develops new and expands internal and external referral sources to grow business.

Requirements

• High school diploma or equivalent (GED).
• A minimum of two years of experience self-sourcing leads in a financial services environment.
• Ability to transport oneself to various locations within the assigned region.

Responsibilities

• Use referral sources to develop mortgage loan business.
• Build and maintain business relationships within the community.
• Provide customer service from approval through closing.
• Work closely with loan origination sources to secure and verify information required for underwriting.
• Market to and prospect for new referral sources, including Realtors, builders, and centers of influence.
• Develop new and expand internal and external referral sources to grow business.
• Conduct initial consultations, gather and review financial information, and enter files into the Mortgage Loan Origination System.
• Discuss clients’ needs, recommend loan products, and help customers assemble complete loan packages.
• Work with the underwriting team throughout the loan process.
• Use professional judgment to determine whether potential borrowers represent good risk opportunities.

Benefits

• Base pay plus bonuses.
• Medical, dental, and vision insurance.
• 401(k).
• Health Savings and Flexible Spending Accounts.
• Vacation and sick time.
• Paid holidays.
• Paid parental leave.
• Tuition reimbursement.
• Additional benefits.

What This Job Offers

• Job Type: Full-time
• Education Level: High school or GED