About The Position

Perch is seeking an experienced and proven top-performing Mortgage Associate/Broker to join their fully remote team. This role offers a competitive commission structure with uncapped earning potential, aiming to help professionals grow their income by 50-100%. The position is designed to automate 70% of the workflow, eliminate underwriting, and provide dedicated support, allowing brokers to focus on building relationships and closing deals. Perch is an award-winning mortgage brokerage that helps Canadians make data-driven decisions regarding their mortgages and home equity. Founded in 2018 and based in Toronto, Perch operates across Canada.

Requirements

  • Minimum of 2 years of continuous experience as a licensed Mortgage Associate/Broker or as a Mortgage Advisor at a bank or credit union.
  • Proven top performer with the ability to originate at least $10M in mortgages in the last 12 months.
  • Demonstrated ability to self-generate most or all of your leads.
  • Must be licensed as a Mortgage Associate/Broker or Mortgage Advisor.

Nice To Haves

  • Experience with mortgage application guidance and client pipeline nurturing.
  • Familiarity with Equifax soft credit checks.
  • Understanding of compliance and FINTRAC reporting.

Responsibilities

  • Originate at least $10M in mortgages in the last 12 months.
  • Self-generate most or all of your leads.
  • Focus on building relationships and closing deals.
  • Utilize technology to automate workflow and streamline processes.
  • Handle client intake, document gathering, and appraisal bookings (with support).
  • Keep referral partners informed with automatic status updates.
  • Participate in ongoing training and coaching.

Benefits

  • Competitive Commission Structure
  • Uncapped Earning Potential
  • Automated Workflow
  • Dedicated In-House Support
  • Platform for keeping partners informed
  • Qualified Leads (up to 30% of annual volume in the first year)
  • Attractive commission split (starting at 90/10, increasing to 95/5)
  • Desk and insurance fees waived
  • Industry-Leading Technology
  • Marketing Support (ready-to-use assets, targeted campaigns, lead-nurture tools)
  • Ongoing Training (best-practice guidance, performance coaching, 1:1 deal support)
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