Market, Liquidity & Capital Risk Analyst

Regions Bank•Birmingham, AL

1d•$78,260 - $105,020•Onsite

About The Position

At Regions, the Market/Liquidity/Capital Risk Analyst performs risk analyst duties related to market, liquidity, and capital risks across the full Regions enterprise. The position is part of the second-line Market, Liquidity, & Capital Risk Management function and assists with oversight of first-line market, liquidity, and capital management activities, primarily within Treasury, Capital Markets, and Consumer Banking. The analyst coordinates with internal and external parties across the bank to assess company-wide risks, with exposure to activities in Treasury, Capital Markets, Finance, Mortgage Banking, and Enterprise Risk Management. The analyst contributes to team projects and supports the development and implementation of reporting and financial analysis for the Risk team’s oversight role. The role includes quantitative and qualitative analyses and helps maintain and improve practices, reports, policies, and procedures. It also involves periodic interaction with Internal Audit and regulators, collaboration across teams and divisions, and regular exposure to senior and executive-level management. This is a full-time position in Birmingham, Alabama. It is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Requirements

Bachelor’s degree in Finance, Accounting, or a related field.
Two years of experience in market liquidity risk analysis or similar financial analysis.
Willingness to explore and learn without direct oversight.
Ability to work on a fast-moving team and shift between individual-contributor work and project leadership.
Excellent computer skills, including experience with Microsoft applications.
Foundational knowledge of financial statements and strong quantitative skills.
Strong verbal and written communication skills.
Strong analytical and technical skills, including the ability to develop queries, scripts, macros, and other data tools.
Knowledge of advanced data management practices and data integration concepts, including ETL/ELT processes, data pipelines, and data movement frameworks.

Nice To Haves

Chartered Financial Analyst (CFA), Certified Public Accountant (CPA), Master of Business Administration (MBA), or similar credential(s).
Knowledge of Statistical Analysis System (SAS) or other analytical and programming tools.

Responsibilities

Oversee day-to-day identification, measurement, mitigation, monitoring, and reporting of less complex market, liquidity, and capital risks, primarily in first-line Treasury, Capital Markets, and Consumer Banking functions.
Assist in aggregating and evaluating risks across departments, including Treasury, Capital Markets, Finance, Mortgage Banking, and Enterprise Risk Management.
Assist with designing, developing, and reporting independent analyses that provide greater insight into risk exposures and mitigation efforts.
Enhance team processes and update policies and procedures to reflect improvements.
Participate in preparing for and supporting regulatory examinations, which may include the Federal Reserve’s annual Horizontal Capital Review and Horizontal Liquidity Review.
Ensure the quality and accuracy of reported information.
Stay informed about regulatory and industry practices.
Build knowledge of the organization, its processes, and its customers.
Identify, champion, and implement opportunities to use automation, artificial intelligence, and emerging technologies across market, liquidity, and capital risk management programs.
Develop and deliver executive-ready presentations, dashboards, and data visualizations to communicate insights and support decision-making.
Develop queries, scripts, macros, and other tools to access, transform, and analyze data.
Use AI-enabled solutions to enhance analytical capabilities, productivity, and business processes.
Design and implement technical solutions to automate business workflows, controls, and data management processes.
Apply data analytics, data engineering, and data modeling to support risk management and strategic initiatives.
Research complex business and data issues, synthesize findings, derive actionable insights, and recommend practical solutions.
Use data management practices, methodologies, and technologies to ensure data quality and reporting accuracy.
Apply knowledge of data integration concepts, including ETL/ELT processes, data pipelines, and data movement frameworks.
Partner with technology and business stakeholders to define requirements and develop scalable data and reporting solutions.