Liquidity Risk Analyst II

Truist • Charlotte, NC

1d

About The Position

The Corporate Liquidity Risk Management team manages liquidity risk for Truist Financial Corp and its subsidiaries, maintaining compliance with Truist’s liquidity risk appetite. The team works with Capital Management, the Investment Securities Portfolio, Corporate Funding, and Asset-Liability Management to develop and execute treasury strategies that account for key liquidity metrics. The Liquidity Risk Analyst II calculates, reports, and monitors key liquidity metrics and assists with liquidity risk governance, risk identification, and strategy execution.

The role supports daily wholesale funding execution and reporting, funding analysis and forecasting, governance and controls, strategic funding initiatives, ongoing funding programs, market monitoring, and management reporting. It also provides analytical and presentation support to Treasury leadership and helps support regulatory examinations related to corporate funding activities.

Requirements

• Bachelor’s degree or higher in finance, accounting, business administration, or economics.
• At least 4 years of financial services experience.
• At least 2 years in an analyst or reporting role within finance or accounting.
• Fundamental understanding of Liquidity Risk Management tenets, including Reg YY, Reg WW, and relevant SR Letters.
• Ability to work effectively both independently and in a team environment.
• Basic familiarity with Balance Sheet Management.
• Strong mastery of Microsoft Office, including Word, PowerPoint, Excel, and Visio.

Nice To Haves

• Master of Business Administration (MBA) or Chartered Financial Analyst (CFA) designation.
• Prior experience in a Risk Management role.
• Prior experience in a leadership role.
• General ledger experience.

Responsibilities

• Assist with day-to-day execution across the wholesale funding stack, including Federal Funds, repurchase agreements, negotiable certificates of deposit, and short-term bank notes.
• Support daily monitoring and reporting of wholesale funding positions, funding costs, pricing changes, counterparty activity, and market access conditions.
• Coordinate daily liquidity and funding activities with ALM, Liquidity Risk Management, and Corporate Treasury partners.
• Support daily and monthly forecasts of funding metrics, including short-term funding needs, upcoming maturities, pricing levels, and expected utilization of funding channels.
• Assist with cost-of-funds analysis, marginal funding curve updates, and comparisons of relative value among funding sources.
• Perform scenario and sensitivity analyses and funding strategy modeling to inform tenor selection and funding mix decisions.
• Maintain governance and controls for assigned responsibilities, including adherence to policies, procedures, methodologies, and limit frameworks.
• Assist with identifying and monitoring rollover, counterparty, interest rate, and market access risks.
• Work with Risk Management Organization, Finance BURM, and Truist Audit Services partners to remediate issues, support testing, and maintain control documentation.
• Assist in developing the annual Corporate Funding Plan to support balance-sheet, liquidity, capital, regulatory, and rating-agency objectives.
• Support evaluation of alternative funding sources and diversification opportunities, including long-term debt issuance, preferred equity, and structured or dealer-placed programs.
• Provide Corporate Treasury leadership with analysis of wholesale market conditions, regulatory implications, and strategic funding recommendations.
• Assist in managing ongoing programs such as the CAFO Premium Finance Commercial Paper program, including coordination with CAFO management on funding needs and hedging considerations.
• Monitor wholesale market developments, including interest rates, credit spreads, monetary policy, and peer issuance, and summarize implications for Truist funding activities.
• Prepare funding-related materials for ALCO, ALCO subcommittees, Corporate Treasury, and senior leadership.
• Contribute to presentations on funding strategy, market updates, peer developments, and risk analysis for executive stakeholders.
• Support periodic regulatory examinations, including FDIC and Federal Reserve examinations, concerning corporate funding activities and documentation.
• Perform other major or minor duties as assigned; specific activities may change from time to time.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• Accidental death and dismemberment coverage
• Tax-preferred savings accounts
• 401(k) plan
• At least 10 days of vacation during the first year, prorated based on hire date and full-time or part-time status
• 10 sick days, prorated
• Paid holidays
• May be eligible for a defined benefit pension plan, restricted stock units, and/or a deferred compensation plan, depending on position and division

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level