Liquidity Risk Senior Analyst

Truist • Charlotte, NC

4d

About The Position

The Corporate Liquidity Risk Management team manages liquidity risk for Truist Financial Corp. and its subsidiaries by maintaining compliance with Truist’s liquidity risk appetite. The team works with partners in Capital Management, the Investment Securities Portfolio, Corporate Funding, and Asset-Liability Management to develop and execute strategies supporting treasury objectives and key liquidity metrics.

The Liquidity Risk Analyst II role calculates, reports, and monitors key liquidity metrics and assists with liquidity risk governance, risk identification, and strategy. The role leads daily calculations and reporting for liquidity measures and contingency funding indicators, forecasts month-end liquid asset measures, and calculates monthly liquidity risk limits. It owns governance for assigned responsibilities, including controls and related policies, methodologies, and procedures. The analyst also supports liquidity stress testing, cash coverage analysis, committee and executive reporting, regulatory examinations, funding-plan development, and liquidity risk strategies.

Requirements

• Bachelor’s degree or higher in finance, accounting, business administration, or economics, or equivalent education and related training or experience.
• At least 5 years of financial services experience.
• At least 2 years in an analyst or reporting role within finance or accounting.
• Solid understanding of liquidity risk management principles, including Regulation YY, Regulation WW, and relevant SR Letters.
• Effective presentation and communication skills.
• Ability to work effectively both independently and in a team environment.
• Solid familiarity with balance sheet management.
• Strong mastery of Microsoft Office, including Word, PowerPoint, Excel, and Visio.

Nice To Haves

• Master of Business Administration (MBA) or Chartered Financial Analyst (CFA) designation.
• Prior experience in a risk management role.
• Prior experience in a leadership role.
• General ledger experience.

Responsibilities

• Lead end-to-end daily calculations of the Liquidity Coverage Ratio (LCR), Net Stable Funding Ratio (NSFR), and daily liquidity risk limits, including understanding the metrics and calculation systems and processes.
• Lead daily reporting of overall Contingency Funding Plan status through the Early Warning Indicator Dashboard and calculate the dashboard’s indicators.
• Lead the daily forecast of the month-end Liquid Asset Buffer (LAB) estimate and LAB Coverage Ratios.
• Lead end-to-end monthly liquidity risk limit calculations and report risk limits to relevant committees, board meetings, and executive leadership meetings.
• Own governance for assigned responsibilities, including executing controls and managing related policies, methodologies, and procedures.
• Work with the Investment Securities Portfolio team to complete high-quality liquid asset (HQLA) monetization testing.
• Work with internal and external partners to identify and monitor risk, and assist in remediating identified issues.
• Assist with monthly Internal Liquidity Stress Testing required by Regulation YY, including assumption analysis governance, ad hoc scenario design, and management reporting.
• Assist with monthly Parent Company Cash Coverage analysis.
• Assist in compiling liquidity risk management materials for committee, board, and executive leadership meetings.
• Assist with periodic regulatory examinations, including the Federal Reserve Board Horizontal Liquidity Review and the FDIC Corporate Treasury Target Exam.
• Assist in developing the Corporate Funding plan to meet funding objectives and capital targets, comply with regulatory and internal liquidity metrics, safeguard parent company stress coverage, and support rating targets.
• Assist with creating and delivering concise presentations to executive management on complex liquidity risk analyses and strategies.
• Assist with developing and executing strategies for managing liquidity risk at Truist Financial Corp. and its subsidiaries.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• Accidental death and dismemberment coverage
• Tax-preferred savings accounts
• 401(k) plan
• At least 10 days of vacation during the first year, prorated as applicable
• 10 sick days, prorated as applicable
• Paid holidays
• May be eligible for a defined benefit pension plan, restricted stock units, and/or deferred compensation plan, depending on position and division

What This Job Offers

• Job Type: Full-time
• Career Level: Senior