Liquidity Risk Analyst II

Truist Bank • Charlotte, NC

3d

About The Position

The Liquidity Risk Analyst II works within Truist’s Corporate Liquidity Risk Management team, which manages liquidity risk for Truist Financial Corp and its subsidiaries and maintains compliance with Truist’s liquidity risk appetite. The role calculates, reports, and monitors key liquidity and funding metrics while supporting liquidity risk governance, risk identification, and strategy. It works with partners across Asset-Liability Management, Corporate Treasury, Capital Management, the Investment Securities Portfolio, and Corporate Funding.

The analyst supports daily execution and reporting across wholesale funding channels, including Federal Funds, repurchase agreements, negotiable certificates of deposit, and short-term bank notes. The role helps forecast funding needs and metrics, analyze funding costs and relative value, and perform scenario and sensitivity analyses to inform funding decisions. It also maintains assigned governance and controls, monitors funding-related risks, and works with internal risk, finance, and audit partners on remediation, testing, and documentation.

Additional work includes supporting the annual Corporate Funding Plan and evaluations of alternative funding sources; monitoring wholesale market and peer developments; supporting ongoing funding programs; preparing materials and presentations for ALCO, Corporate Treasury, and senior leadership; and assisting with regulatory examinations related to corporate funding activities.

Requirements

• BS/BA degree or higher in finance, accounting, business administration, or economics.
• At least 4 years of financial services experience.
• At least 2 years in an analyst or reporting role within finance or accounting.
• Fundamental understanding of Liquidity Risk Management tenets, including Reg YY, Reg WW, and relevant SR Letters.
• Ability to work effectively both independently and in a team environment.
• Basic familiarity with Balance Sheet Management.
• Strong mastery of Microsoft Office, including Word, PowerPoint, Excel, and Visio.

Nice To Haves

• Master of Business Administration (MBA) or Chartered Financial Analyst (CFA) designation.
• Prior experience in a Risk Management role.
• Prior experience in a leadership role.
• General ledger experience.

Responsibilities

• Assist with day-to-day execution across wholesale funding channels, including Federal Funds, repurchase agreements, negotiable certificates of deposit, and short-term bank notes.
• Support daily monitoring and reporting of wholesale funding positions, funding costs, pricing changes, counterparty activity, and market access conditions.
• Coordinate daily liquidity and funding activities with ALM, Liquidity Risk Management, and Corporate Treasury partners.
• Support daily and monthly forecasting of funding metrics, short-term funding needs, maturities, pricing levels, and expected use of funding channels.
• Assist with cost-of-funds analysis, marginal funding curve updates, and comparisons of funding sources.
• Perform scenario analysis, sensitivity analysis, and funding strategy modeling to inform tenor selection and funding mix decisions.
• Maintain governance and controls for assigned responsibilities and adhere to applicable policies, procedures, methodologies, and limit frameworks.
• Assist in identifying and monitoring rollover, counterparty, interest rate, and market access risks.
• Work with RMO, Finance BURM, and Truist Audit Services to remediate issues, support testing, and maintain control documentation.
• Assist with development of the annual Corporate Funding Plan.
• Support evaluations of alternative funding sources and diversification opportunities, including long-term debt issuance, preferred equity, and structured or dealer-placed programs.
• Provide analytical support to Corporate Treasury leadership on wholesale market conditions, regulatory implications, and funding recommendations.
• Support ongoing programs such as the CAFO Premium Finance Commercial Paper program, including coordination with CAFO management on funding needs and hedging considerations.
• Monitor wholesale market developments, including interest rates, credit spreads, monetary policy, and peer issuance, and summarize their implications for Truist funding activities.
• Prepare funding-related materials for ALCO, ALCO subcommittees, Corporate Treasury, and senior leadership.
• Contribute to presentations on funding strategy, market updates, peer developments, and risk analysis for executive stakeholders.
• Support periodic regulatory examinations, including FDIC and Federal Reserve exams, related to corporate funding activities and documentation.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• Accidental death and dismemberment coverage
• Tax-preferred savings accounts
• 401(k) plan
• At least 10 days of vacation during the first year, prorated as applicable
• 10 sick days, prorated as applicable
• Paid holidays
• Depending on position and division, eligibility for a defined benefit pension plan, restricted stock units, and/or deferred compensation plan

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level