Manager, Credit Card Funding and Reporting

Wealthsimple Technologies

1d • Hybrid

About The Position

As the Manager, Credit Card Funding and Reporting, you will report directly to the Senior Manager, Money Movement Transformation and Treasury Reporting on the Treasury team.
We are seeking a highly skilled and ownership-driven individual to join our growing Cash & Collateral Management team at Wealthsimple. As our credit portfolio scales and new products launch, we need an experienced individual who can build controls, forecasting models, and uplevel frameworks, manage a growing team, and ensure flawless execution with zero compliance misses. Thriving in a fast-paced, high-autonomy environment, you'll have a unique opportunity to shape how Wealthsimple's functions at scale—partnering closely with various partners across the company.

Requirements

• 7+ years in Treasury, Credit Operations, or Payments with at least 2-3 years in a leadership or senior individual contributor role owning structured credit facility operations, and payment products. —ideally having helped build a credit product (specifically Securitization and ABS)
• Strong forecasting, sensitivity analysis, and cash management expertise—you understand how funding costs, utilization rates, and payment cycles affect product economics and can model scenarios that drive operational decisions
• Experience with limit and exposure management—setting and monitoring credit thresholds and utilization bands as a portfolio scales
• 2+ years managing direct reports with a track record of building operational infrastructure, launch readiness frameworks, and scalable controls—not just maintaining existing processes
• Proficient in Excel/Google Sheets with SQL knowledge or experience partnering with data teams to build reporting infrastructure; familiarity with Treasury management systems (Kyriba) or payment platforms is a huge asset.

Responsibilities

• Own structured credit facility operations end-to-end—execute daily funding decisions, manage compliance, enable or optimize funding levers and develop business requirements as the portfolio grows
• Build and maintain forecasting models and sensitivity analyses across payment cycles, utilization rates, and funding projections—translating outputs into real-time funding decisions and product economics insights that inform the business
• Lead credit reporting and analytics and own variance analysis, limit and exposure monitoring, and reporting infrastructure; partner with Product and Engineering to resolve discrepancies and drive automation
• Develop and maintain operational checklists, runbooks, and go/no-go frameworks to enable feature or product launches and ensure flawless execution with zero compliance misses
• Build audit-ready controls and governance for WSP features from scratch—design control environments and compliance frameworks, maintain audit readiness, and partner with Controllership and Risk on regulatory requirements
• Manage and build team cross-training and documentation to eliminate single points of failure and develop team capability in credit operations and Treasury

Benefits

• Top-tier health benefits and life insurance
• Long-term group savings with employer match, through Wealthsimple for Business
• 20 vacation days, 4 wellness days, and unlimited sick and mental health days per year
• 90 days away: work outside Canada for up to 90 days per year
• Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Education Level: No Education Listed
• Number of Employees: 501-1,000 employees