Senior Product Manager - Credit Card

OnePay
$160,000 - $180,000Remote

About The Position

OnePay is a consumer fintech company focused on improving financial services for millions of Americans. They offer an all-in-one financial platform that includes banking, savings, credit cards, lending, investing, and crypto. OnePay also partners with employers and gig platforms to provide embedded financial services. Backed by Walmart and Ribbit Capital, OnePay is characterized by its fast-paced, results-oriented culture, seeking individuals who are ready to run, driven by urgency, exceptional, and comfortable operating in motion.

Requirements

  • Experience as a Product Manager for a named credit card product.
  • Deep understanding of card economics, including interchange, rewards cost, credit loss, and customer LTV.
  • Proven track record of shipping credit card features that have positively impacted key metrics.
  • Experience working cross-functionally with credit, compliance, and legal teams while maintaining speed.
  • Demonstrated drive and proactivity; a builder and executor mindset.
  • Fintech background strongly preferred.

Nice To Haves

  • Fintech background

Responsibilities

  • Own the product roadmap for the credit card, including rewards, features, digital experience, and servicing.
  • Define the value proposition of the credit card to ensure it is desirable and retained by customers.
  • Collaborate with credit, engineering, design, compliance, and marketing teams to launch new features and products.
  • Utilize cardholder data to understand customer behavior and inform product decisions.
  • Aggressively leverage AI to analyze cardholder behavior in real-time, personalize the product experience, and accelerate innovation beyond traditional issuers.

Benefits

  • Competitive base salary
  • Stock options
  • Health benefits from Day 1
  • 401(k) plan with company match
  • Remote-friendly (US)
  • Flexible time off (FTO)
  • Opportunities for growth
  • Inclusive culture
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