Loan Specialist

Small Business Administration • Fort Worth, TX

7h • Onsite

About The Position

This position is located in the Small Business Administration’s Birmingham Disaster Loan Service Center in Fort Worth, Texas. The Loan Specialist services or liquidates a full range of disaster business and home loans. The role handles complex borrower cases and performs analysis and investigations to support servicing, collection, and liquidation actions. The position is classified at the GS-1165-11 level.

The role requires specialized experience analyzing obligors’ financial statements, tax returns, and earning potential; making recommendations regarding SBA residential and commercial or business loans and servicing or liquidation actions; and developing processes using electronic data to conduct analyses and produce management reports. Qualifying education or a combination of qualifying experience and graduate education may also satisfy the requirements.

Applicants must be U.S. citizens and successfully complete a background investigation. A one-year probationary period may be required. All qualification requirements must be met by 11:59 p.m. Eastern Time on November 11, 2026. This is a bargaining-unit position with AFGE Local 228 and is not a drug-testing designated position.

Requirements

• U.S. citizenship.
• Successful completion of a background investigation.
• One year of specialized experience equivalent to the GS-09 grade level, including in-depth analysis of obligors’ financial statements, tax returns, and earning potential across business enterprises; recommendations for SBA residential and commercial/business loan requests or servicing/liquidation actions; and development of processes using electronic data from various sources to conduct analysis and generate management reports.
• Alternatively, three academic years of progressively higher-level graduate education, a Ph.D. or equivalent doctoral degree, or an LL.M. in a directly related field demonstrating the knowledge, skills, and abilities needed for the position.
• A combination of qualifying experience and graduate-level education may qualify when it equals 100% of the qualification requirement. Only graduate education beyond two full years (36 semester hours) may be counted in this calculation.
• Qualifications must be clearly referenced in the applicant’s resume.
• Education used to meet qualifications must be from an institution accredited by an accrediting institution recognized by the U.S. Department of Education. Selected applicants qualifying based on education must provide an official transcript before their first day on duty; foreign education requires a Certificate of Foreign Equivalency with the transcript.

Responsibilities

• Review difficult or complicated borrower requests referred by team members.
• Conduct investigations and analyses to prepare servicing, collection, and liquidation actions.
• Explain complex issues and provide detailed answers to borrowers’ or customers’ difficult questions in one-on-one situations.
• Prepare written recommendations for charge-off actions on consumer and commercial loans when collateral has been disposed of or further liquidation is not economically feasible.
• Review charged-off consumer and commercial loans periodically to identify assets that may be available.
• Maintain records, reports, and electronic media to develop loan-collection processes and use statistical data to evaluate team performance.

Benefits

• Federal employee benefits package available to employees and their families; specific eligibility depends on position type.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level