Loan Specialist

AgWest Farm Credit•Preston, ID

1d•$40,000 - $66,200•Onsite

About The Position

AgWest Farm Credit is seeking a Loan Specialist I or Loan Specialist II to join its Idaho Lending and Insurance team in Preston, Idaho. This full-time position reports to the Director, Operations and provides administrative assistance to support the effective and efficient origination, disbursement, and servicing of customer loans. The role involves maintaining customer and financial information, conducting applicant and collateral due diligence, preparing and reviewing loan documents, supporting closings and loan disbursements, and responding to customer inquiries and transactions. The Loan Specialist also helps maintain accurate records, follows security and compliance procedures, and may participate in community and customer-relations activities. Occasional travel for conferences, training, or team meetings may be requested. The position may be filled at Level I or Level II. Salary depends on level and other factors, with a 6% annual performance-based incentive target. Eligible candidates who must relocate may receive relocation assistance.

Requirements

High school diploma or equivalent.
Ability to produce accurate reports, documents, and correspondence, with attention to detail and knowledge of correct spelling, grammar, and sentence structure.
Exceptional customer-service orientation.
Ability to work efficiently and effectively on multiple projects in multiple software programs.
Ability to work independently and as part of a collaborative team.

Nice To Haves

Training in general office skills.
Experience in commercial lending, banking, or a related field.
General knowledge of applicable credit laws and regulations.
General knowledge of agricultural practices.
Knowledge of credit investigation and verification practices.
Knowledge of platting and legal descriptions.
Knowledge of accounting principles and processes.

Responsibilities

Perform administrative duties, including typing correspondence and documents, establishing and maintaining electronic files, and greeting customers in person and by phone.
Gather, accurately enter, and maintain customer and customer financial information in applicable systems to support loan document generation, account monitoring and servicing, and reporting.
Conduct required due diligence on loan applicants, including reviewing entity formation documents and trusts, searching public records, obtaining credit bureau reports, verifying employment, income, assets, and liabilities, ordering title evidence and appraisals, and completing other collateral checks as needed.
Review customer loan documents for accuracy and present them to customers for signing or facilitate closings as assigned.
Comply with closing requirements and disburse loans as authorized; coordinate loan booking and certification within assigned authorities.
Support customer money movement by processing stop payments, returned payments, draft orders, and patronage designations.
Respond to customer inquiries and process customer transactions, including disbursements and internal account transfers.
Maintain an accurate database and complete assigned relationship-plan actions.
Monitor follow-up requirements in assigned areas.
Handle customer information confidentially and follow information-security protocols to prevent unauthorized transactions or information releases.
Comply with documentation expectations, procedures, laws, and regulations.
Participate as needed in community events, local advisor meetings, customer appreciation days, farm visits, and other customer- and public-relations activities.
Perform duties and maintain standards in accordance with company policies, procedures, and internal controls.
Perform other duties as assigned.