Loan Servicing Team Lead

First Fed•Port Angeles, WA

10d•Onsite

About The Position

Organize, coordinate, and provide technical guidance and expertise in the daily servicing of commercial and/or consumer and mortgage loans. Provide guidance, training, and technical expertise to other members in the Loan Servicing Department with day-to-day activities in accordance with established guidelines and determine appropriate courses of action. Maintain positive, professional, and cooperative relationships and communication with all staff. Perform various tasks as assigned in order to service internal and external customers. Provide support of sales and service efforts designed to retain existing customer relationships and enable growth of new relationships. Ensure sustained profitable growth through support of the bank’s deposit, loan, and fee income goals.

Requirements

Associate degree or certified equivalency, 3+ years of loan servicing experience, or equivalent combination of experience and education.
Advanced understanding of loans and collateral types, general ledger, and suspense accounts.
Advanced understanding of a wide range of loan products preferably, but not limited to, consumer, mortgage, commercial, secondary market, SBA, and participation loans.
Advanced understanding of loan servicing tasks including, but not limited to, investor reporting, escrow processing, and insurance tracking.
Demonstrated effective interpersonal skills with a focus on the needs of internal and external customers.
Ability to effectively direct the work of others, including delegating, coaching, and motivating staff performance.
Ability to identify individual learning needs/styles and coach/train appropriately.
Ability to foster an environment of teamwork and cooperation in meeting customer needs and bank goals.
Active learner with demonstrated ability to seek out resources and address own learning needs effectively.
Strong mathematical or general accounting skills.
Outstanding customer service focus and ability to work effectively and collaboratively with others.
Strong organizational skills, problem solving skills, and attention to detail.
Must be able to multi-task in a fast-paced environment.
Excellent verbal and written communication skills.
Proficiency in the use of personal computers, standard software applications including Microsoft Outlook, Word and Excel skills.
Proven ability to work independently.

Nice To Haves

Experience with Fiserv products preferred.

Responsibilities

Lead the day-to-day activities in Loan Servicing.
Process assigned, complex loan boardings, quality control reviews, file maintenance requests and payoffs accurately and efficiently and within specified service level agreement timeframes.
Process customer account requests including posting of payments, providing payoff quotes, tax, and insurance payments, and releasing secured collateral.
Process specialized loans, complex transactions, or servicing functions.
Balance the GL on a daily and monthly basis.
Provide support, guidance and coaching to the loan servicing staff to effectively service all types of loans.
Develop advanced-level user skills for Cleartouch and related lending interfaces for Consumer, Mortgage and Commercial Loans.
Direct workload assignments to direct reports with fairness and objectivity, fostering a collaborative team environment.
Provide support to Loan Servicing Manager and perform delegated tasks on a backup basis.
Participate in the management of project tasks and duties to support the bank’s future goals for growth.
Perform quality control audits on newly funded loans and file maintenance.
Assist in providing new hire and on-going training for loan servicing staff, working closely with the Loan Servicing Manager to identify training opportunities and needs.
Assist internal and external customers with complex inquiries via phone, email or in person.
Research and respond to customer inquiries or concerns in a timely manner.
Provide outstanding customer service to internal and external customers in a courteous and professional manner by telephone, e-mail, fax, or mail.
Develop and maintain a working knowledge of First Fed and department policies, procedures, and systems.
Perform related duties and responsibilities as required.