Loan Processor

First Citizens National Bank of Upper Sandusky • Upper Sandusky, OH

6d • Onsite

About The Position

Serves as key support role, partnering with departmental staff and loan officers to manage loan administrative process, data entry and a wide variety of operational tasks.

Requirements

• High School diploma, GED or equivalent.
• Strong analytical and organization skills.
• Strong written and verbal communication skills.
• Must possess the ability to manage multiple priorities and deadlines independently and within team setting.

Nice To Haves

• Preferred loan processing/banking experience, but not required.
• Familiarity with Microsoft Excel/Word preferred, but not required.

Responsibilities

• Book and disburse Residential loans, Equity loans, Installment loans and Commercial Loans.
• Order appraisal reports and title work.
• Focus on Commercial processing. May also be required to cross-train and prepare consumer loans, as well as loan estimates, early disclosures, and closing packet for residential real estate loans following TRID guidelines.
• May require to prepare early disclosures and closing packets for Home Equity Lines of Credit.
• Review and mail customer statements and notices.
• Review and process monthly bills and remittances.
• Process payments on escrow accounts for real estate taxes and homeowners insurance.
• Process loan payments, answer customer telephone inquiries, and assist walk in customers.
• Assists Loan Officers and all other Bank employees with requests and inquiries.
• Responsible for accurately scanning, indexing and auditing loan document imaging.
• Responsible for account reconciliations, including general ledger and non-post accounts. Also may be responsible for accurately and timely preparation of various management reports.
• Maintain compliance to all government regulations, including Bank Secrecy Act, Regulation E (Electronic Funds), Regulation CC (Funds Availability,) CRA and Regulation DD, Loan Policy or other policies pertaining to your position.
• Promote a positive image of bank involvement in community initiatives, organizations and culture with co-workers within the Bank.
• Referring customers to suitable departments such Deposits, Loans, Financial Service Group, Merchant Services and/or Treasury Management.

Benefits

• educational reimbursement with First Citizens paying 100% of tuition for full time employees
• student loan debt repayment
• paid time off
• 401(k)
• health, dental, vision insurance

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED