Loan Processor

Queensborough National Bank and Trust Co.•Columbia, SC

About The Position

Under general supervision, but conforming to established policies and procedures, employee will perform various Loan Processing duties in an efficient and accurate manner while providing STAR quality customer service. Will be cross trained to perform other branch jobs (CSR, Teller) as needed. Employee is responsible for all loan processing duties including, but not limited to, those in this job description. Job functions will vary as needed.

Requirements

Two (2) years of loan processing and/or loan administration experience
Knowledge of loan documentation requirements and loan policy
Ability to perform account, loan and credit transactions
Knowledge of how to use and access loan systems/databases
Excellent verbal and written communication skills (clear, concise, correct)

Nice To Haves

Will be cross trained to perform other branch jobs (CSR, Teller) as needed
Previous CSR and Teller experience strongly preferred

Responsibilities

Answer customer, Loan Processing, and credit analyst questions related to loan processing and information gathering
Process loan applications (from start to finish) to include loan analysis write-ups and all loan packaging that is sent to Loan Processing
Process necessary documentation for perfection of security instruments and liens
File/Scan documents in appropriate loan files to maintain accurate records and documentation
Input loans on computer
Review and maintain existing loans for collateral documentation
Inform loan officer of any exceptions in files to include financials
Monitor insurance coverage on collateral to include calling insurance companies for initial verification and working insurance exception list
Process note payments
Assist loan customers as needed
Assist in collecting delinquent loans
Release collateral and perform necessary documentation at pay-out
Ensure that all loans comply with applicable laws, regulations, & bank policies
Attend training sessions as needed including required BVS assignments and other job related training courses
Prepare monthly loan report
Prepare modifications and work maturing loans report
Work loan exception report (Bankway)
Monitor and work the CRA and HMDA reports
Order floods, GEO coding, CBIs, NAICS code, and OFAC reports
Obtain proper CIP information
Adhere to the Policies and Procedures of the bank and comply with all banking laws, rules and regulations
Primary back up to the Customer Service Representative
Perform other duties as assigned