Loan Officer

Paramount Residential Mortgage Group•Hickory, NC

18h•$250,000

About The Position

PRMG is hiring a Loan Officer to originate residential mortgage loans and support customers through the home-loan process. The role develops and implements strategies to meet customer needs through the company’s products and services, coordinates business activities to maintain an uninterrupted workflow, and serves as a liaison between customers and internal departments. The Loan Officer verifies, compiles, and enters mortgage application information; discusses and advises clients about home-loan options; and reviews residential loan files for completeness and compliance with establishment standards, including information about the mortgage requested, borrower assets and liabilities, and length of employment. The role also informs a supervisor of title or survey discrepancies and performs other related duties as assigned. The position uses office equipment such as computer terminals, copiers, and fax machines. It requires spending substantially more than 50 percent of working hours outside of a company office, home office, or other fixed site, meeting with customers and potential customers seeking residential mortgage financing. Travel may be required. PRMG describes its culture as focused on helping originators succeed. Full-time employees and their dependents may be eligible for a benefits package that includes medical, dental, vision, life insurance, short- and long-term disability, an HSA, an FSA, and other products, subject to eligibility, elections, and employee premiums. Eligible employees may enroll in specified company-sponsored benefit programs beginning the first of the month following hire; 401(k) enrollment is available after 60 days, beginning the first of the following month. Eligible employees may also apply for openings through PRMG’s Internal and External Job Portal to request a transfer.

Requirements

Have a current, valid NMLS license or appointment in good standing.
Have applicable state licensing.
Meet at least one of these conditions: actively fund more than two loans per month; complete Xinnix Training for Loan Origination; or have a branch-assigned origination mentor who funds more than two loans per month, under the PRMG Loan Officer Mentor Agreement.
Ability to make sound judgments when resolving service, credit decision, funding, and post-close issues.
Ability to problem-solve and exercise independent judgment while demonstrating initiative.
Ability to handle detailed assignments and maintain confidentiality.
Excellent communication and interpersonal skills.
Organizational skills to prioritize workload and delegate responsibility.

Nice To Haves

Two to five years of experience are preferred.

Responsibilities

Develop and implement strategies to satisfy customer needs through a full array of products and services.
Use judgment and discretion to ensure an uninterrupted flow of business.
Communicate verbally and in writing with co-workers and customers, serving as a liaison between customers and internal departments.
Use office equipment such as computer terminals, copiers, and fax machines.
Meet with customers and potential customers seeking residential mortgage financing, spending substantially more than 50 percent of working hours outside of company and other fixed offices.
Verify, compile, and input mortgage loan application information.
Discuss and advise clients about home-loan options.
Review residential loan application files for completeness and compliance with establishment standards, including the mortgage type and amount requested and information about borrower assets, liabilities, and length of employment.
Inform a supervisor of discrepancies in title or survey.
Perform other related duties as assigned.

Benefits

Medical insurance
Dental insurance
Vision insurance
Life insurance
Short-term disability
Long-term disability
Health Savings Account (HSA)
Flexible Spending Account (FSA)
401(k) program
Other benefit products, subject to eligibility, elections, and employee premiums