Loan Officer
About The Position
PRMG is seeking a Loan Officer to originate residential mortgage loans and help customers understand their home loan options. The role develops and implements strategies to meet customer needs through the company’s products and services, coordinates business activities to support uninterrupted workflow, and serves as a liaison between customers and internal departments. The Loan Officer reviews application files for completeness and compliance with established standards, including mortgage type and amount, borrower assets and liabilities, and employment history. The position requires a current, valid NMLS license or appointment in good standing and applicable state licensing. Two to five years of experience are preferred. Candidates must also meet at least one of the stated production, training, or mentorship options. The role is primarily customer-facing outside of fixed work sites: substantially more than 50 percent of working hours must be spent meeting with customers and prospective customers seeking residential mortgage financing. Travel may be required.
Requirements
- Current, valid NMLS license or appointment in good standing.
- Applicable state licensing.
- Meet at least one of the following: actively fund more than two loans per month; complete Xinnix Training for Loan Origination; or have an origination mentor assigned by the branch who funds more than two loans per month, under the PRMG Loan Officer Mentor Agreement.
- Ability to make sound judgments on service, credit decision, funding, and post-close issues.
- Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
- Ability to handle detailed assignments and maintain confidentiality.
- Excellent communication and interpersonal skills.
- Organizational skills to prioritize workload and delegate responsibility.
Nice To Haves
- Two to five years of experience are preferred.
Responsibilities
- Develop and implement strategies to satisfy customer needs through a full array of products and services.
- Use judgment and discretion to coordinate work and ensure an uninterrupted flow of business.
- Communicate verbally and in writing with coworkers and customers, acting as a liaison between customers and internal departments.
- Use office equipment such as computer terminals, copiers, and fax machines.
- Spend substantially more than 50 percent of working hours meeting with customers and prospective customers seeking residential mortgage financing, outside of company offices, a home office, or other fixed sites.
- Verify, compile, and input mortgage loan application information.
- Discuss and advise clients about their home loan options.
- Review residential loan application files for completeness and compliance with established standards, including mortgage type and amount, borrower assets and liabilities, and length of employment.
- Inform a supervisor of discrepancies in title or survey.
- Perform other related duties as assigned.
- Travel if required.
Benefits
- Medical insurance
- Dental insurance
- Vision insurance
- Life insurance
- Short-term disability insurance
- Long-term disability insurance
- Health Savings Account (HSA)
- Flexible Spending Account (FSA)
- 401(k) program, with eligibility to enroll after 60 days, effective the first of the following month
- Eligible employees may apply for internal or external job openings to request a transfer to a different department or position
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What This Job Offers
Job Type
Full-time
Education Level
No Education Listed
